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4847 Why Rd, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 4847 Why Rd, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,167 sqft · built 2014
Lot Size0.339 acres (14,800 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Jun 2017)
Tax Bill$10,692 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-00-30-0780-0019-0070

Property Details

APN / Parcel Number

Primary APN00-00-30-0780-0019-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,167 sqft Heated Area
Gross Area2,848 sqft
1st Floor Area454 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area14,800 sqft (0.339 acres)
Lot Dimensions148 ft deep x 100 ft wide
PorchPorch
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4847 WHY RD
CityFERNANDINA BEACH
StateFL
Zip32034-5644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionN100 FT OF S465.9 FT OF W1/2 OF E1/2 OF LOT 19 PT OR 2129/1266 (EX S-13) SUB OF SEC 15 DB Y/128
Legal Range28E
Legal Township02N
Legal Section15
Legal Lot Number19
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group1
Census Block1000
Census Tract50203

Owner

4847 Why Rd is owned by an individual who bought it in June 2017.

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1551 MOON VALLEY LN, CINCINNATI, OH 45230-1319
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2017 · Amount on File
Deed SaleJun 28, 2017 · Amount on File
Prior SaleApr 10, 2013 · Amount on File
Deed Document Number201719268
Deed Book / Page2129 / 1266
Record UpdatedJun 8, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 28, 2017
Property Address4847 WHY RD, FERNANDINA BEACH, FL 32034-5644
Document Number0021291266
Book / Page2129 / 1266
Instrument DateJun 15, 2017
Instrument201719268
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyWATSON TITLE SVCS NORTH FL I

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4855 WHY RD, 4855, FERNANDINA BEACH, FL 32034-5644

Transferred To (Grantee/Buyer)

NameVerified Name
Address1551 MOON VALLEY LN, CINCINNATI, OH 45230-1319

Mortgage

Document Number0021291268
DateJun 28, 2017
Instrument2129/1268
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4847 Why Rd was $10,692, up 19.1% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,692.00 (+19.13%)$890,708 (+34.41%) Land $300,000 Building $590,708$890,708 (+34.41%) Land $300,000 Building $590,708
2024$8,975.00 (+8.21%)$662,697 (+11.13%) Land $300,000 Building $362,697$662,697 (+11.13%) Land $300,000 Building $362,697
2023$8,294.00 (+20.22%)$596,350 (+15.43%) Land $250,000 Building $346,350$596,350 (+15.43%) Land $250,000 Building $346,350
2022$6,899.00$516,639 Land $200,000 Building $316,639$516,639 Land $200,000 Building $316,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4847 Why Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 203 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies254 units insured
incl. 51 condo units
Nearby Flood Claims15 (1992–2024)
Claims Outside the SFHA15 of 15
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4847 Why Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNASSAU-AMELIA UTILITIES
private · serves 9,750 people · EPA ID FL2450022
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: IQ Fiber, T-Mobile.

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