4818 280th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 4818 280th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,358 sqft · built 1907
Lot Size	6 acres (261,359 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0004053370`

Property Details

APN / Parcel Number

Primary APN	`0004053370`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,358 sqft Living Area
1st Floor Area	416 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	261,359 sqft (6 acres)
Garage Type	Attached
Garage Area	560 sqft

Exterior Amenities

Deck Area	120 sqft
Shed	1 Shed
Shed Area	224 sqft
Lean-To	576 sqft
Utility Building	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4818 280TH ST
City	SHELDON
State	IA
Zip	51201-7513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-97-42 W 653.45 OF S 400 OF SW 1/4 SW 1/4
Legal Range	42W
Legal Township	97N
Legal Section	05
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	2
Census Block	2014
Census Tract	490200

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4818 280TH ST, SHELDON, IA 51201-7513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN STATE BANK
Aug 2, 2022	Legal Action/Court Order, Foreclosure · Conventional Mortgage AMERICAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	4818 280TH ST, SHELDON, IA 51201-7513
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 280TH ST, SHELDON, IA 51201-7513

Mortgage

Document Number	0020222917
Date	Nov 9, 2022
Instrument	2022-2917

Lender

Name	AMERICAN STATE BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	O'BRIEN IA
Recording Date	Aug 2, 2022
Property Address	4818 280TH ST, SHELDON, IA 51201-7513
Document Number	0020222068
Instrument Date	Jul 28, 2022
Instrument	2022-2068
Transaction Type	Foreclosure
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1319 S 8TH AVE, SHELDON, IA 51201-1980

Mortgage

Document Number	0020222086
Date	Aug 2, 2022
Instrument	2022-2086

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,258.00 (+34.63%) Homeowner's exemption	$335,900 (+188.87%) Land $53,150 Building $282,750	$335,900 (+188.87%) Land $53,150 Building $282,750
2024	$2,420.00 (+186.05%)
2023		$116,280 (+49.73%) Land $8,800 Building $107,480	$116,280 (+49.73%) Land $8,800 Building $107,480
2022	$846.00 Homeowner's exemption Additional exemption filed	$77,660 Land $6,610 Building $71,050
2021			$77,660 Land $6,610 Building $71,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000

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