4850 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 4850 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,736 sqft · built 1948
Lot Size0.896 acres (39,052 sqft)
OwnerTrust Name on Record
Tax Bill$6,884 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21E07DD04700

Property Details

APN / Parcel Number

Primary APN21E07DD04700
Alternative APN
  • 00235971

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,736 sqft Living Area
1st Floor Area1,426 sqft
2nd Floor Area884 sqft
Attic Area884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Exterior MaterialOther
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area39,052 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00235971
Street Address4850 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8.5
Legal Description383 BRYANT ACRES LT 30
Legal Range01E
Legal Township02S
Legal Section07
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionBRYANT ACRES LT
Legal Lot Number30
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2006
Census Tract20401

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address4850 UPPER DR, LAKE OSWEGO, OR 97035-4343
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST
Dec 8, 2020Deed of Trust, Mortgage · VA Mortgage
BANK OF THE WEST
Aug 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 8, 2017
Transfer Doc0000053874
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address4850 UPPER DR, LAKE OSWEGO, OR 97035-4343
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007607
DateFeb 4, 2022
Instrument2022-007607
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueSep 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address4850 UPPER DR, LAKE OSWEGO, OR 97035-4343
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000103956
DateDec 8, 2020
Instrument2020-103956
Lender
NameBANK OF THE WEST
TypeBank
AddressUTICA, NY 13505
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLACKAMAS OR
Recording DateAug 8, 2017
Property Address4850 UPPER DR, LAKE OSWEGO, OR 97035-4343
Document Number0000053874
Instrument DateAug 2, 2017
Instrument53874
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4850 UPPER DR LAKE OSWEGO OR 970354343, LAKE OSWEGO, OR 97035-4343

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,884.00 (+7.55%)$389,995 (+6.09%)$948,536 (+3.14%) Land $437,326 Building $511,210
2023$6,401.00$367,608$919,679 Land $419,879 Building $499,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE GROVE WATER DISTRICT
serves 3,100 people · EPA ID OR4100460
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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