4800 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 4800 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 5,144 sqft · built 2012
Lot Size0.317 acres (13,813 sqft)
OwnerOwner Name on File
Last Sale$300,000 (Nov 2007)
Tax Bill$20,434 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jun 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN21E07DD04800

Property Details

APN / Parcel Number

Primary APN21E07DD04800
Alternative APN
  • 00235980

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area5,144 sqft Living Area
1st Floor Area1,677 sqft
2nd Floor Area676 sqft
Attic Area676 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2012
Exterior MaterialShake
Lot Area13,813 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number00235980
Street Address4800 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description383 BRYANT ACRES PT LT29
Legal Range01E
Legal Township02S
Legal Section07
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionBRYANT AC
Legal Lot Number29
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2005
Census Tract20401

Owner

The current owner of 4800 Upper Dr acquired it in October 2013.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordOwner Name on File
Mailing Address4800 UPPER DR, LAKE OSWEGO, OR 97035-4343
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
RIVERMARK COMMUNITY CU
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Mar 17, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Jan 6, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2007 · Amount on File
Deed SaleNov 30, 2007 · Amount on File
Prior SaleNov 30, 2007 · Amount on File
Deed Document Number0000100226
Last Transfer DateOct 22, 2013
Transfer Doc0000072699
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address4800 UPPER DR, LAKE OSWEGO, OR 97035-4343
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyFIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address4800 UPPER DR, LAKE OSWEGO, OR 97035-4343

Mortgage

Document Number0000037784
DateOct 23, 2023
Instrument2023-037784
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term338 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2028
Change FrequencyMonthly
Min Rate At Change2.95%
Max Rate At Change10.9%
Index1-Year CMT

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address4800 UPPER DR, LAKE OSWEGO, OR 97035-4343
Transaction TypeMortgage
Record UpdatedJul 1, 2022
Title CompanyLAWYERS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037118
DateJun 27, 2022
Instrument2022-037118
Lender
NameRIVERMARK COMMUNITY CU
TypeCredit Union
AddressBEAVERTON, OR 97076
Agreement
TypeLine of Credit
AmountAmount on Record
Term348 Months
DueJun 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address4800 UPPER DR, LAKE OSWEGO, OR 97035-4343
Transaction TypeMortgage
Record UpdatedNov 24, 2021
Title CompanyFIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address4800 UPPER DR, LAKE OSWEGO, OR 97035-4343

Mortgage

Document Number0000101994
DateNov 17, 2021
Instrument2021-101994
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2028
Change Frequency6 Months
Index1-Year CMT
Max Rate10.9%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address4800 UPPER DR, LAKE OSWEGO, OR 97035-4343
Document Number0000022492
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4800 UPPER DR LAKE OSWEGO OR 970354343, LAKE OSWEGO, OR 97035-4343

Mortgage

Document Number0000022492
DateApr 3, 2017
Instrument22492
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 2, 2047
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address4800 UPPER DR, LAKE OSWEGO, OR 97035-4343
Document Number0000002542
Instrument DateJan 6, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4800 UPPER DR LAKE OSWEGO OR 970354343, LAKE OSWEGO, OR 97035-4343

Mortgage

Document Number0000002542
DateJan 13, 2017
Instrument2542
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term360 Months
DueJan 12, 2047
Interest
Rate TypeAdjustable Rate
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4800 Upper Dr was $20,434.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,434.00$1,064,073$2,116,021 Land $436,431 Building $1,679,590
2023$19,305.00$1,002,992$2,054,530 Land $419,020 Building $1,635,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4800 Upper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 Upper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE GROVE WATER DISTRICT
serves 3,100 people · EPA ID OR4100460
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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