4811 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 4811 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,718 sqft
Lot Size	0.574 acres (25,003 sqft)
Owner	Individual Name on Record
Tax Bill	$6,793 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-433-0054-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-433-0054-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,718 sqft Living Area
1st Floor Area	1,844 sqft
Basement Area	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	25,003 sqft (0.574 acres)
Lot Dimensions	385 ft deep x 65 ft wide
Garage Area	1,516 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4811 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 167 SUP ROY T GILBERTS PLAT NO 1 PCS 196, 732, 197 & 190 T2N R16E
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT #1
Legal Lot Number	167
Legal Unit	167
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4811 POINTE TREMBLE RD, ALGONAC, MI 48001-4766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit LEVEL ONE BANK
Oct 11, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Aug 2, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 29, 2021
Transfer Doc	0000540197
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4811 POINTE TREMBLE RD, ALGONAC, MI 48001-4766
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 POINTE TREMBLE RD, ALGONAC, MI 48001-4766

Mortgage

Document Number	0005428635
Date	Sep 30, 2021
Book Page	5428/635
Instrument	2021027762

Lender

Name	LEVEL ONE BANK
Type	Bank
Address	32991

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 13, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4811 POINTE TREMBLE RD, ALGONAC, MI 48001-4766
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 POINTE TREMBLE RD, ALGONAC, MI 48001-4766

Mortgage

Document Number	0000556928
Date	Oct 11, 2022
Book Page	5569/28
Instrument	2022023241

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 2, 2021
Property Address	4811 POINTE TREMBLE RD, ALGONAC, MI 48001-4766
Document Number	0000540197
Book / Page	5401 / 97
Map Reference	LB 48 PG 24
Instrument Date	Jul 29, 2021
Instrument	2021022071
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4811 POINTE TREMBLE RD, ALGONAC, MI 48001-4766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 POINTE TREMBLE RD, ALGONAC, MI 48001-4766

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 19, 2020
Property Address	4811 POINTE TREMBLE RD, ALGONAC, MI 48001-4766
Document Number	0052010823
Book / Page	005201 / 000823
Instrument Date	May 18, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4811 POINTE TREMBLE RD ALGONAC MI 480014766, ALGONAC, MI 48001-4766

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,200 (+7.65%)	$520,400 (+7.65%)
2025	$6,793.00 (+2.38%) Homeowner's exemption	$241,700 (+13.05%)
2024	$6,635.00 (+9.43%)		$483,400 (+13.05%)
2023		$213,800
2022	$6,063.00		$427,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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