485 Sunny Point Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 485 Sunny Point Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,423 sqft · built 1962
Lot Size	12.5 acres (546,242 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2001)
Tax Bill	$701 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454001194055000`

Property Details

APN / Parcel Number

Primary APN	`454001194055000`
Alternative APN	`1136`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,423 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	546,242 sqft (12.5 acres)
Lot Width	633 ft Width
Porch	Open Porch
Porch Area	241 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1136
Street Address	485 SUNNY POINT RD
City	MURPHY
State	NC
Zip	28906-7380
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRS 1 2 & 3 FR STILES 525/10
Legal Tract	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1019
Census Tract	930606

Owner

Source: Cherokee County records · APN 454001194055000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	485 SUNNY POINT RD, MURPHY, NC 28906-7380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 16, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 06, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2001 · Amount on Record
Deed Sale	Sep 01, 2001 · Amount on Record
Deed Document Number	0000052510
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	485 SUNNY POINT RD, MURPHY, NC 28906-7380
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001710/727
Date	Apr 28, 2022
Book Page	1710/727
Instrument	2794

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	485 SUNNY POINT RD, MURPHY, NC 28906-7380
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1678/171
Date	Apr 16, 2021
Book Page	1678/171
Instrument	2531

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	485 SUNNY POINT RD, MURPHY, NC 28906-7380
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01622/0884
Date	Sep 06, 2019
Book Page	01622/0884
Instrument	04166

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$701.00	$133,020 (-)	$133,020 (-) Land $49,160 Building $83,860
2023		$133,020	$133,020 Land $49,160 Building $83,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
CND Acquisition Cable	500 / 30

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sunny Point Rd

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