Cherokee County property record for 297 Sunny Point Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,208 sqft · built 2004 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Apr 2021) |
| Tax Bill | $2,847 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 454001183296000 |
| Primary APN | 454001183296000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Heated Area |
| Upper Floors Area | 280 sqft |
| Basement Area | 1,452 sqft |
| Finished Basement | 1,452 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Width | 30 ft Width |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 328 sqft |
| Deck Area | 444 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 54369 |
|---|---|
| Street Address | 297 SUNNY POINT RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-7378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR FORRISTER 1016/820 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | HOTHOUSE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 930606 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 297 SUNNY POINT RD, MURPHY, NC 28906-7378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on Record |
| Deed Sale | Apr 23, 2021 · Amount on Record |
| Deed Document Number | 2718 |
| Deed Book / Page | 1678 / 1245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 23, 2021 |
| Property Address | 297 SUNNY POINT RD, MURPHY, NC 28906-7378 |
| Document Number | 01678/1245 |
| Book / Page | 1678 / 1245 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2718 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 297 SUNNY POINT RD, 297, MURPHY, NC 28906-7378 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 297 SUNNY POINT RD, MURPHY, NC 28906-7378 |
| Document Number | 0016781247 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 1678/1247 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,847.00 | $394,690 (-) | $394,690 (-) Land $11,170 Building $383,520 |
| 2023 | $394,690 | $394,690 Land $11,170 Building $383,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable · Fiber in parts of the area | 500 / 30 |
4G LTE only, no 5G reported
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