485 SE 37th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 485 SE 37th Ter, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,946 sqft · built 2008
Lot Size0.183 acres (8,015 sqft)
OwnerOwner Name on Record
Last Sale$169,900 (Oct 2008)
Tax Bill$1,038 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-24-37-35-0010-00230-0030

Property Details

APN / Parcel Number

Primary APN1-24-37-35-0010-00230-0030

Interior

Full Baths2 Baths
Building Area1,946 sqft Heated Area
Gross Area2,372 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,015 sqft (0.183 acres)
Lot Dimensions107 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address485 SE 37TH TER
CityOKEECHOBEE
StateFL
Zip34974-3725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 3 BLOCK 23
Legal Range35E
Legal Township37S
Legal Section24
Legal SubdivisionA REVISED AND ADDITION
Legal Block23
Legal Lot Number3
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2015
Census Tract910402

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address485 SE 37TH TER, OKEECHOBEE, FL 34974-3725
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 21, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 15, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2008 · Amount on Record
Deed SaleOct 9, 2008 · Amount on Record
Deed Document Number2008011382
Deed Book / Page0660 / 1899
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address485 SE 37TH TER, OKEECHOBEE, FL 34974-3725
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 SE 37TH TER, OKEECHOBEE, FL 34974-3725

Mortgage

Document Number0000000194
DateJan 8, 2026
Instrument2026000194
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address485 SE 37TH TER, OKEECHOBEE, FL 34974-3725
Transaction TypeMortgage
Record UpdatedFeb 22, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000908
DateJan 21, 2022
Instrument2022000908
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address485 SE 37TH TER, OKEECHOBEE, FL 34974-3725
Document Number0000000630
Instrument DateJan 15, 2021
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address485 SE 37TH TER OKEECHOBEE FL 349743725, OKEECHOBEE, FL 34974-3725

Mortgage

Document Number0000000630
DateJan 21, 2021
Instrument630
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 20, 2036

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,038.00 (-35.33%) Homeowner's exemption Disabled Person's exemption$121,343 (+5.99%)$258,910 (+5.66%) Land $29,025 Building $229,885
2023$1,605.00 (+5.66%) Homeowner's exemption Disabled Person's exemption$114,488 (+3%)$245,042 (+17.12%) Land $22,575 Building $222,467
2022$1,519.00 Homeowner's exemption Disabled Person's exemption$111,153$209,217 Land $13,868 Building $195,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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