Okeechobee County property record for 440 SE 37th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,868 sqft · built 2007 |
| Lot Size | 0.183 acres (8,015 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jun 2025) |
| Tax Bill | $4,260 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jan 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-24-37-35-0010-00200-0160 |
| Primary APN | 1-24-37-35-0010-00200-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,868 sqft Heated Area |
| Gross Area | 3,932 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.183 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Porch | Finished/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 440 SE 37TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 16 BLOCK 20 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 24 |
| Legal Subdivision | A REVISED AND ADDITION |
| Legal Block | 20 |
| Legal Lot Number | 16 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 910402 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 440 SE 37TH TER, OKEECHOBEE, FL 34974-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Jan 14, 2020 | Loan Modification, Mortgage · VA Mortgage MR COOPER |
| Jun 5, 2018 | Warranty Deed, Transfer · VA Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2025 · Amount on Record |
| Deed Sale | Jun 10, 2025 · Amount on Record |
| Prior Sale | Jun 5, 2018 · Amount on Record |
| Deed Document Number | 2025006297 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jun 10, 2025 |
| Property Address | 440 SE 37TH TER, OKEECHOBEE, FL 34974-3724 |
| Document Number | 0000006297 |
| Map Reference | MB 3 PG 15 |
| Instrument Date | Jun 6, 2025 |
| Instrument | 2025006297 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | TRIDENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 SE 37TH TER, OKEECHOBEE, FL 34974-3724 |
| Name | Verified Name |
|---|---|
| Address | 440 SE 37TH TER, OKEECHOBEE, FL 34974-3724 |
| Document Number | 0000006298 |
|---|---|
| Date | Jun 10, 2025 |
| Instrument | 2025006298 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 440 SE 37TH TER, OKEECHOBEE, FL 34974-3724 |
| Document Number | 0000002992 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 440 SE 37TH TER OKEECHOBEE FL 349743724, OKEECHOBEE, FL 34974-3724 |
| Document Number | 0000002992 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 2992 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Rate | 4.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jun 5, 2018 |
| Property Address | 440 SE 37TH TER, OKEECHOBEE, FL 34974-3724 |
| Document Number | 0008080748 |
| Book / Page | 0808 / 0748 |
| Map Reference | MB3 PG15 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018007232 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,385.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5181 SE 43RD ST, 5181, OKEECHOBEE, FL 34974-1117 |
| Name | Verified Name |
|---|---|
| Address | 440 SE 37TH TER, OKEECHOBEE, FL 34974-3724 |
| Document Number | 2018007233 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 2018007233 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,260.00 (-5.25%) | $310,651 (+5.27%) Land $29,025 Building $281,626 | $310,651 (+5.27%) Land $29,025 Building $281,626 |
| 2023 | $4,496.00 (+13.51%) | $295,109 (+17.84%) Land $22,575 Building $272,534 | $295,109 (+17.84%) Land $22,575 Building $272,534 |
| 2022 | $3,961.00 | $250,433 Land $13,868 Building $236,565 | $250,433 Land $13,868 Building $236,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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