485 S Thomas St, Tupelo, MS 38801 Property Records

Lee County property record for 485 S Thomas St, Tupelo, MS 38801

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,798 sqft · built 1963
Lot Size0.289 acres (12,600 sqft)
Owner2 Individual Names on File
Last Sale$152,500 (Apr 2019)
Tax Bill$1,741 (2025)
Deeds & MortgagesApr 2017 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN101A-02-204-00

Property Details

APN / Parcel Number

Primary APN101A-02-204-00
Alternative APNs
  • 023560
  • 23560

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,798 sqft Heated Area
1st Floor Area1,798 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Patio Area320 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address485 S THOMAS ST
CityTUPELO
StateMS
Zip38801-4353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 NW1/4
Legal Range05E
Legal Township10S
Legal Section02
Legal SubdivisionYATES ACRES & REVISED
Legal Lot Number6
JurisdictionLEE MS
Township / Civil Division3
Census Block Group2
Census Block2028
Census Tract950901

Owner

485 S Thomas St is owned and occupied by two individuals who bought it in April 2019.

Source: Lee County records, as of October 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address485 S THOMAS ST, TUPELO, MS 38801-4353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2017Deed of Trust, Mortgage
COMMUNITY BANK
Apr 8, 2019Warranty Deed, Transfer · Conventional Mortgage
BANKPLUS LOAN OPERATIONS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2019 · Amount on File
Deed SaleApr 8, 2019 · Amount on File
Prior SaleMay 5, 2016
Deed Document Number20194100
Prior Transfer DateJul 20, 2015
Prior Transfer Doc2015011981
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address485 S THOMAS ST, TUPELO, MS 38801-4353
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017004368
DateApr 10, 2017
Instrument2017004368
Lender
NameCOMMUNITY BANK
TypeBank
Agreement
AmountAmount on Record

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateApr 8, 2019
Property Address485 S THOMAS ST, TUPELO, MS 38801-4353
Document Number2019004100
Instrument DateApr 8, 2019
Instrument2019004100
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address485 S THOMAS ST, TUPELO, MS 38801-4353

Mortgage

Document Number2019004101
DateApr 8, 2019
Instrument2019004101
Lender
NameBANKPLUS LOAN OPERATIONS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term85 Months
DueMay 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 485 S Thomas St was $1,741 with a homeowner's exemption.

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,741.00 Homeowner's exemption$12,808$128,080 Land $28,000 Building $100,080
2023$1,501.00 Homeowner's exemption$11,222$112,220 Land $28,000 Building $84,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 485 S Thomas St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1984–2010)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 S Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: Tombigbee Fiber.

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