397 S Thomas St, Tupelo, MS 38801 Property Records

Lee County property record for 397 S Thomas St, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,792 sqft · built 1974
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101A-02-209-00`

Property Details

APN / Parcel Number

Primary APN	`101A-02-209-00`
Alternative APNs	`023565` `23565`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Building Area	1,792 sqft Heated Area
Gross Area	2,208 sqft
1st Floor Area	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Utility Building	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	023565
Old Parcel Number	101A-02-209-00
Street Address	397 S THOMAS ST
City	TUPELO
State	MS
Zip	38801-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 NW1/4
Legal Range	05E
Legal Township	10S
Legal Section	02
Legal Subdivision	YATES ACRES & REVISED
Legal Lot Number	11
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2028
Census Tract	950901

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	397 S THOMAS ST, TUPELO, MS 38801-4356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023
Deed Sale	Apr 28, 2023
Prior Sale	Sep 26, 2019
Deed Document Number	2023004769
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Apr 28, 2023
Property Address	397 S THOMAS ST, TUPELO, MS 38801-4356
Document Number	2023004769
Instrument Date	Apr 19, 2023
Instrument	2023004769
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7612 W 59TH TER # TER26, TER26, OVERLAND PARK, KS 66202-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 S THOMAS ST, TUPELO, MS 38801-4356

Mortgage

Document Number	2023004770
Date	Apr 28, 2023
Instrument	2023004770

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Sep 26, 2019
Property Address	397 S THOMAS ST, TUPELO, MS 38801-4356
Document Number	2019012529
Instrument Date	Sep 26, 2019
Instrument	2019012529
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 S THOMAS ST, TUPELO, MS 38801-4356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 S THOMAS ST, TUPELO, MS 38801-4356

Mortgage

Document Number	2019012530
Date	Sep 26, 2019
Instrument	2019012530

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00 (+16.95%) Homeowner's exemption	$13,859 (+15.12%)	$138,590 (+15.12%) Land $28,000 Building $110,590
2023	$1,611.00 (-33.35%) Homeowner's exemption	$12,039 (-33.34%)	$120,390 (-) Land $28,000 Building $92,390
2022	$2,417.00	$18,059	$120,390 Land $28,000 Building $92,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1984–2010)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber.

Nearby Properties on S Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures