485 S Hemlock Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 485 S Hemlock Rd, Hemlock, MI 48626

Property Summary

Property TypeCommercial Vacant Land
Lot Size8.06 acres (351,094 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (May 1975)
Tax Bill$2,684 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN22-12-2-27-3015-001

Property Details

APN / Parcel Number

Primary APN22-12-2-27-3015-001

Exterior

Lot Area351,094 sqft (8.06 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address485 S HEMLOCK RD
CityHEMLOCK
StateMI
Zip48626-8784
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeM-1
Legal DescriptionCOM AT A PT ON W SEC LINE 911.71 FT N OF SW CORN OF SEC 27 TH CONT NLY ON SAID W LINE 265.11 FT TO SLY R/W LINE OF C&O RR TH
Legal Range02E
Legal Township12N
Legal Section27
JurisdictionSAGINAW MI
Township / Civil DivisionRICHLAND
Census Block Group2
Census Block2012
Census Tract12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 119, MAUMEE, OH 43537-0119
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 1975 · Amount on Record
Deed SaleMay 12, 1975 · Amount on Record
Deed Book / Page1611 / 240
Record UpdatedOct 29, 2026

November 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionSAGINAW MI
Recording DateNov 18, 2019
Property Address485 S HEMLOCK RD, HEMLOCK, MI 48626-8784
Instrument DateNov 14, 2019
Instrument28248
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1947 BRIARFIELD BLVD MAUMEE OH 435379803, MAUMEE, OH 43537-9803

Mortgage

Document Number0000028248
DateNov 18, 2019
Instrument28248
Lender
NameMETLIFE R/E LNDG LLC
Address10801 MASTIN ST # 700, OVERLAND PARK, KS 66210-1673
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 17, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionRichland Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$43,400 (+26.53%)$86,800 (+26.53%)
2025$2,684.00 (+14.65%)
2023$34,300$68,600
2022$2,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHEMLOCK/RICHLAND TOWNSHIP
serves 1,632 people · EPA ID MI0003110
Water SourceGroundwater
Last State InspectionApr 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
LakeNet
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on S Hemlock Rd

Nearby Streets

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