424 S Hemlock Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 424 S Hemlock Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,556 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Apr 2024)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Sep 2026 Transfer Apr 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-0231-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-0231-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	424 S HEMLOCK RD
City	HEMLOCK
State	MI
Zip	48626-8784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-1
Legal Description	S 66 FT OF N 264 FT OF E 132 FT BLK 16 HEMLOCK CITY SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Legal Subdivision	HEMLOCK CITY SUB
Legal Block	16
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2013
Census Tract	12100

Owner

Source: Saginaw County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9085 BRAY RD, SAGINAW, MI 48609-9429
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 10, 2024	Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK
Aug 30, 2019	Warranty Deed, Transfer · Stand-Alone Refinance JOLT CREDIT UNION
Aug 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	20248258
Prior Transfer Date	Aug 14, 2019
Prior Transfer Doc	0000021891
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 2, 2026
Property Address	424 S HEMLOCK RD, HEMLOCK, MI 48626-8784
Document Number	0000022506
Instrument Date	Sep 2, 2026
Instrument	202622506
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9085 BRAY RD, SAGINAW, MI 48609-9429

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 10, 2024
Property Address	424 S HEMLOCK RD, HEMLOCK, MI 48626-8784
Document Number	0000008258
Map Reference	LB 1 OF PLS PG 1
Instrument Date	Apr 9, 2024
Instrument	2024008258
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 S HEMLOCK RD, HEMLOCK, MI 48626-8784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11917 ROOSEVELT RD, SAGINAW, MI 48609-9750

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	424 S HEMLOCK RD, HEMLOCK, MI 48626-8784
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12483 W TOWNLINE RD, SAINT CHARLES, MI 48655-9773

Mortgage

Document Number	0000034230
Date	Oct 25, 2021
Instrument	2021034230

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 30, 2019
Property Address	424 S HEMLOCK RD, HEMLOCK, MI 48626-8784
Document Number	0000021892
Instrument Date	Aug 20, 2019
Instrument	2019021892
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12483 W TOWNLINE RD, SAINT CHARLES, MI 48655-9773

Mortgage

Document Number	0000021893
Date	Aug 30, 2019
Instrument	2019021893

Lender

Name	JOLT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	Sep 1, 2025

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 30, 2019
Property Address	424 S HEMLOCK RD, HEMLOCK, MI 48626-8784
Document Number	0000021891
Instrument Date	Aug 14, 2019
Instrument	21891
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12483 W TOWNLINE RD ST CHARLES MI 486559773, ST CHARLES, MI 48655-9773

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 3, 2018
Property Address	424 S HEMLOCK RD, HEMLOCK, MI 48626-8784
Document Number	0000018544
Instrument Date	Jun 29, 2018
Instrument	18544
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3600 POSEYVILLE RD HEMLOCK MI 486269529, HEMLOCK, MI 48626-9529

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,500 (+26.16%)	$109,000 (+26.16%)
2025	$3,692.00 (+40.06%)
2023		$43,200	$86,400
2022	$2,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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