485 Round Top Rd, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 485 Round Top Rd, Franklin, NY 13775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1983
Lot Size	0.5 acres (21,780 sqft)
Owner	Trust Name on File
Tax Bill	$3,884 (2026)
Deeds & Mortgages	Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`123289 120.-1-38.2`

Property Details

APN / Parcel Number

Primary APN	`123289 120.-1-38.2`
Alternative APNs	`32891200000001038200` `06417967808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	170 ft deep x 130 ft wide
Garage Type	Detached
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	06417967808
Street Address	485 ROUND TOP RD
City	FRANKLIN
State	NY
Zip	13775-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	R BOWNE P LOT 7 STEVEN/MARJORIE BANKS
Legal Block	1
Legal Lot Number	38.200
Jurisdiction	DELAWARE NY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3022
Census Tract	970300

Owner

485 Round Top Rd is owner-occupied and held in a trust since October 2017.

Source: Delaware County and Franklin Town records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	485 ROUND TOP RD, FRANKLIN, NY 13775-3007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 4, 2017
Transfer Doc	001549/254
Record Updated	Oct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE NY
Recording Date	Mar 5, 2018
Property Address	485 ROUND TOP RD, FRANKLIN, NY 13775-3007
Document Number	001549/254
Book / Page	1549 / 254
Instrument Date	Oct 4, 2017
Instrument	000000002489
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 ROUND TOP RD, FRANKLIN, NY 13775-3007

Tax Assessment & Valuation

The 2026 property tax bill for 485 Round Top Rd was $3,884 with exemptions applied, up 1.3% from the year before.

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Franklin Town
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,884.00 (+1.25%) Homeowner's exemption Senior Citizen's exemption
2025	$3,836.00	$126,000 Land $5,000 Building $121,000	$188,060 Land $7,463 Building $180,597
2023		$126,000 (-) Land $5,000 Building $121,000	$165,789 (+23.68%) Land $6,579 Building $159,210
2022		$126,000 Land $5,000 Building $121,000	$134,043 Land $5,319 Building $128,724
2021	$1,498.00 (-50.38%)
2020	$3,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 Round Top Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2006–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Round Top Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Delhi Telephone Company Fiber	1,000 / 1,000
Frontier Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20