Hardy County property record for 485 Ridgetop Dr, Moorefield, WV 26836
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $228 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-305-0011.0007 |
| Primary APN | 03-305-0011.0007 |
|---|---|
| Alternative APN |
|
| Lot Area | 522,720 sqft (12 acres) |
|---|---|
| Terrain | Rolling |
| Heating Fuel | Gas |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 485 RIDGETOP DR |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-9168 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 12 AC PERREAULT DOVER HOLLOW RD |
| Jurisdiction | HARDY WV |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 970201 |
485 Ridgetop Dr, an agricultural property, is owned and occupied by two individuals.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 932, MOOREFIELD, WV 26836-0932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SUMMIT COMMUNITY BANK |
| Oct 30, 2018 | Deed of Trust, Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 485 RIDGETOP DR, MOOREFIELD, WV 26836-9168 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000342/740 |
|---|---|
| Date | Oct 6, 2022 |
| Book Page | 342/740 |
| Instrument | 230009 |
| Name | SUMMIT COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 485 RIDGETOP DR, MOOREFIELD, WV 26836-9168 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000309/0000000815 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 0000000309/0000000815 |
| Instrument | 000000212031 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 485 Ridgetop Dr was $228 with exemptions applied, down 7.3% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228.00 (-7.32%) | $49,690 (-4.52%) Land $16,690 Building $33,000 | $82,817 (-4.48%) Land $27,817 Building $55,000 |
| 2025 | $246.00 Homeowner's exemption Disabled Person's exemption | $52,040 Land $16,700 Building $35,340 | $86,700 Land $27,800 Building $58,900 |
| 2023 | $204.00 Homeowner's exemption Disabled Person's exemption | $46,460 Land $16,700 Building $29,760 | $77,400 Land $27,800 Building $49,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 485 Ridgetop Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 485 Ridgetop Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 55% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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