Hardy County property record for 316 Ridgetop Dr, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,100 sqft · built 1980 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $582 (2026) |
| Deeds & Mortgages | Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-305-0011.0009 |
| Primary APN | 03-305-0011.0009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 3,432 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Rustic |
| Construction Type | Frame |
| Lot Area | 169,884 sqft (3.9 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 316 RIDGETOP DR |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-9170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.9 AC DOVER HOLLOW RD WALTERS |
| Jurisdiction | HARDY WV |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970201 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 316 RIDGETOP DR, MOOREFIELD, WV 26836-9170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 316 RIDGETOP DR, MOOREFIELD, WV 26836-9170 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 315/331 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 315/331 |
| Instrument | 215597 |
| Name | PARTNERS 1ST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582.00 (+1.39%) | $75,720 (+1.37%) Land $16,860 Building $58,860 | $126,200 (+1.37%) Land $28,100 Building $98,100 |
| 2025 | $574.00 (+44.95%) | $74,700 (+45.44%) Land $16,860 Building $57,840 | $124,500 (+45.44%) Land $28,100 Building $96,400 |
| 2023 | $396.00 | $51,360 Land $16,860 Building $34,500 | $85,600 Land $28,100 Building $57,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 55% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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