Charlestown Town property record for 485 Old Mill Rd, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,974 sqft · built 1974 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Dec 1998) |
| Tax Bill | $3,134 (2025) |
| Deeds & Mortgages | May 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-0146-00 |
| Primary APN | 16-0146-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| Gross Area | 4,645 sqft |
| 1st Floor Area | 1,974 sqft |
| Basement Area | 1,974 sqft |
| Unfinished Basement | 1,974 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 16-0146-00 |
|---|---|
| Street Address | 485 OLD MILL RD |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-3648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3A |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 51101 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 485 OLD MILL RD, CHARLESTOWN, RI 02813-3648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 1998 · Amount on Record |
| Deed Sale | Dec 28, 1998 · Amount on Record |
| Deed Book / Page | 175 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 485 OLD MILL RD, CHARLESTOWN, RI 02813-3648 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000503-268 |
|---|---|
| Date | May 7, 2024 |
| Book Page | 503/268 |
| Instrument | 616 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,134.00 (+3.53%) | $528,500 (+0.23%) Land $167,300 Building $361,200 | $576,629 |
| 2023 | $3,027.00 | $527,300 Land $167,300 Building $360,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 32 (1984–2012) |
| Claims Outside the SFHA | 9 of 32 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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