475 Old Mill Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 475 Old Mill Rd, Charlestown, RI 02813

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,672 sqft · built 1971
Lot Size1.99 acres (86,684 sqft)
OwnerCompany Name on Record
Tax Bill$2,821 (2025)
Deeds & MortgagesNov 2023 Refinance
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN19-0572-00

Property Details

APN / Parcel Number

Primary APN19-0572-00
Alternative APNs
  • CHAR M:25 L:21
  • M:025 B:021

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area3,312 sqft
1st Floor Area1,112 sqft
Basement Area776 sqft
Unfinished Basement776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area86,684 sqft (1.99 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number19-0572-00
Street Address475 OLD MILL RD
CityCHARLESTOWN
StateRI
Zip02813-3648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3A
Legal Lot Number21
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group2
Census Block2022
Census Tract51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address475 OLD MILL RD, CHARLESTOWN, RI 02813-3648
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Jul 26, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 26, 2019
Transfer Doc449-614
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTOWN RI
Property Address475 OLD MILL RD, CHARLESTOWN, RI 02813-3648
Transaction TypeMortgage
Record UpdatedNov 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000499-953
DateNov 16, 2023
Book Page499/953
Instrument1829
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTOWN RI
Recording DateJul 26, 2019
Property Address475 OLD MILL RD, CHARLESTOWN, RI 02813-3648
Document Number449-614
Book / Page000449 / 000614
Instrument DateJul 26, 2019
Instrument1569
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address475 OLD MILL RD CHARLESTOWN RI 028133648, CHARLESTOWN, RI 02813-3648

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,821.00 (+3.3%)$475,800 (-) Land $172,100 Building $303,700$545,221
2023$2,731.00$475,800 Land $172,100 Building $303,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims32 (1984–2012)
Claims Outside the SFHA9 of 32
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 10 claims
  • Severe Storms And Flooding, Mar 2010 · 10 claims
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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