San Diego County property record for 485 la Costa Ave, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,064 sqft · built 1980 |
| Lot Size | 0.394 acres (17,144 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,160,000 (Apr 2021) |
| Tax Bill | $25,736 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Jul 2022 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 216-063-25-00 |
| Primary APN | 216-063-25-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,064 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 17,144 sqft (0.394 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2160629100 |
|---|---|
| Street Address | 485 LA COSTA AVE |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 DOC80-300940 IN TR 002063 |
| Legal Subdivision | AVOCADO ACRES |
| Legal Tract | 002063 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 17601 |
Source: San Diego County records · APN 216-063-25-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 03, 2023 | Intrafamily Transfer, Transfer |
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 30, 2021 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 24, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 07, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Oct 01, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 27, 2018 | Grant Deed, Transfer · ARM IMPAC MORTGAGE |
| Mar 30, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Mar 01, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | Feb 27, 2018 · Amount on Record |
| Deed Document Number | 2021335477 |
| Last Transfer Date | Oct 31, 2023 |
| Transfer Doc | 0000305438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 03, 2023 |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000305438 |
| Map Reference | MAP 2063 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023-0305438 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 7676 HAZARD CENTER DR 14, 14, SAN DIEGO, CA 92108-4503 |
| Document Number | 0000291053 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-0291053 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 05, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|---|
| Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000684735 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-0684735 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 30, 2021 |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000335477 |
| Map Reference | MAP 2063 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021-0335477 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000335478 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-0335478 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 24, 2020 |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000040106 |
| Map Reference | MAP 2063 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 2020-0040106 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000040107 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2020-0040107 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 07, 2020 |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000007088 |
| Instrument Date | Jan 07, 2020 |
| Instrument | 7088 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 485 LA COSTA AVE ENCINITAS CA 920241114, ENCINITAS, CA 92024-1114 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 01, 2018 |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000407583 |
| Instrument Date | Sep 22, 2018 |
| Instrument | 407583 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 485 LA COSTA AVE ENCINITAS CA 920241114, ENCINITAS, CA 92024-1114 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 27, 2018 |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000076661 |
| Map Reference | MAP 2063 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 2018-0076661 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY IRVINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000076662 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 2018-0076662 |
| Name | IMPAC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Mar 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 11.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 30, 2017 |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000144356 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 144356 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6601 CENTER DR W #500-8354 LOS ANGELES CA 900451594, 500-83, LOS ANGELES, CA 90045-1594 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 01, 2017 |
| Property Address | 485 LA COSTA AVE, ENCINITAS, CA 92024-1114 |
| Document Number | 0000096769 |
| Instrument Date | Mar 01, 2017 |
| Instrument | 96769 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 485 LA COSTA AVE ENCINITAS CA 920241114, ENCINITAS, CA 92024-1114 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,384,811 (+2%) Land $2,163,997 Building $220,814 | |
| 2025 | $25,736.00 (+6.49%) Homeowner's exemption | $2,338,051 (+4.04%) Land $2,121,566 Building $216,485 |
| 2023 | $24,167.00 (+2.16%) Homeowner's exemption | $2,247,264 Land $2,039,184 Building $208,080 |
| 2022 | $23,655.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 91 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Ting Fiber.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SAN DIEGUITO WD serves 40,405 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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