416 la Costa Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 416 la Costa Ave, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,524 sqft · built 2016
Lot Size0.71 acres (30,928 sqft)
OwnerCompany Name on Record
Last Sale$1,800,000 (Jul 2013)
Tax Bill$29,054 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN216-030-88-00

Property Details

APN / Parcel Number

Primary APN216-030-88-00
Alternative APN
  • 2160307900

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area3,524 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area30,928 sqft (0.71 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2160307900
Street Address416 LA COSTA AVE
CityENCINITAS
StateCA
Zip92024-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionPAR 1 PAR B PER DOC12-0328690 IN PAR 2&IN TR PM10941
Legal SubdivisionLOT
Legal Tract1010941
Legal Block1
Legal Lot Number8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract17701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address416 LA COSTA AVE, ENCINITAS, CA 92024-1113
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2013 · Amount on Record
Deed SaleJul 5, 2013 · Amount on Record
Prior SaleMar 30, 2011 · Amount on Record
Deed Document Number2013422952
Prior Transfer DateAug 13, 2003
Prior Transfer Doc0001059581
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address416 LA COSTA AVE, ENCINITAS, CA 92024-1113
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 LA COSTA AVE, ENCINITAS, CA 92024-1113

Mortgage

Document Number0000830949
DateDec 8, 2021
Instrument2021-0830949
Lender
NameUBS BANK USA
TypeBank
AddressSALT LAKE CITY, UT 84111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 2, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,692,384 (+2%) Land $1,875,566 Building $816,818
2025$29,054.00 (+6.44%)$2,639,593 (+4.04%) Land $1,838,791 Building $800,802
2023$27,297.00 (+2.14%)$2,537,096 Land $1,767,390 Building $769,706
2022$26,725.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Ting.

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