485 Graf Rd, Durango, IA 52039 Property Records

Dubuque County property record for 485 Graf Rd, Durango, IA 52039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,500 sqft · built 1979
Lot Size	0.243 acres (10,580 sqft)
Owner	Company Name on Record
Last Sale	$7,027 (Feb 2012)
Tax Bill	$1,138 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-29-326-003`

Property Details

APN / Parcel Number

Primary APN	`09-29-326-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,060 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,580 sqft (0.243 acres)
Lot Dimensions	177 ft deep x 199 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	346 sqft
Patio Area	109 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	485 GRAF RD
City	DURANGO
State	IA
Zip	52039-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2 SMITTYS PLACE;
Legal Range	01E
Legal Township	89N
Legal Section	29
Legal Subdivision	SMITTYS PLACE
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4020
Census Tract	10201

Owner

Source: Dubuque County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	485 GRAF RD, DURANGO, IA 52039-9634
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 23, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2012 · Amount on Record
Deed Sale	Feb 10, 2012 · Amount on Record
Prior Sale	Feb 10, 2012 · Amount on Record
Deed Document Number	20122281
Last Transfer Date	Oct 23, 2023
Transfer Doc	0000010045
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	485 GRAF RD, DURANGO, IA 52039-9634
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008894
Date	Jun 2, 2021
Instrument	2021-00008894

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Oct 23, 2023
Property Address	485 GRAF RD, DURANGO, IA 52039-9634
Document Number	0000010045
Instrument Date	Oct 23, 2023
Instrument	2023-00010045
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	485 GRAF RD, DURANGO, IA 52039-9634

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Graf City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,138.00 Homeowner's exemption	$138,900 (+8.94%) Land $24,500 Building $114,400	$138,900 (+8.94%) Land $24,500 Building $114,400
2024	$1,138.00 (-1.9%)
2023		$127,500 (+34.04%) Land $24,500 Building $103,000	$127,500 (+34.04%) Land $24,500 Building $103,000
2022	$1,160.00 Homeowner's exemption	$95,120 Land $24,500 Building $70,620
2021			$95,120 Land $24,500 Building $70,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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