Sumter County property record for 485 E Emerald Lake Dr, Sumter, SC 29153 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,126 sqft · built 1998 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2026) |
| Tax Bill | $1,637 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 243-00-04-011 |
| Primary APN | 243-00-04-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,126 sqft Living Area |
| Gross Area | 3,909 sqft |
| 1st Floor Area | 3,126 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
|---|---|
| Shed | 1 Shed |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 68 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 45936 |
|---|---|
| Street Address | 485 E EMERALD LAKE DR |
| City | SUMTER |
| State | SC |
| Zip | 29153-7429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PB98-785 PB90-726 1.30 AC |
| Legal Subdivision | EMERALD LAKE SUB |
| Legal Lot Number | 3 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTHEAST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 402 |
Source: Sumter County records · APN 243-00-04-011
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 485 E EMERALD LAKE DR, SUMTER, SC 29153-7429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 25, 2018 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2026 · Amount on Record |
| Deed Sale | Jul 08, 2026 · Amount on Record |
| Deed Book / Page | 1356 / 3267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 08, 2026 |
| Property Address | 485 E EMERALD LAKE DR, SUMTER, SC 29153-7429 |
| Document Number | 1356003267 |
| Book / Page | 1356 / 3267 |
| Instrument Date | Jul 07, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111,605.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 485 E EMERALD LAKE DR, SUMTER, SC 29153-7429 |
| Document Number | 1356003272, |
|---|---|
| Date | Jul 08, 2026 |
| Book Page | 1356/3272 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 485 E EMERALD LAKE DR, SUMTER, SC 29153-7429 |
| Document Number | 0012410648 |
| Book / Page | 001241 / 000648 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 485 E EMERALD LAKE DR SUMTER SC 291537429, SUMTER, SC 29153-7429 |
| Document Number | 0012410648 |
|---|---|
| Date | Feb 05, 2018 |
| Book Page | 001241/000648 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 04, 2033 |
Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,637.00 (-14.34%) | $11,910 (+0.34%) Land $2,240 Building $9,670 | $297,682 (+0.34%) Land $56,000 Building $241,682 |
| 2023 | $11,870 (-) Land $2,240 Building $9,630 | $296,682 (-) Land $56,000 Building $240,682 | |
| 2022 | $1,911.00 | $11,870 Land $2,240 Building $9,630 | $296,682 Land $56,000 Building $240,682 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 64% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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