Sumter County property record for 460 E Emerald Lake Dr, Sumter, SC 29153 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,697 sqft · built 2014 |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jul 2022) |
| Tax Bill | $2,529 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 243-00-03-002 |
| Primary APN | 243-00-03-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,697 sqft Living Area |
| 1st Floor Area | 3,277 sqft |
| Upper Floors Area | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 140,699 sqft (3.23 acres) |
| Garage Type | Detached |
| Porch | Covered Porch |
| Shed | 1 Shed |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 45922 |
|---|---|
| Old Parcel Number | 243 00 03 002 |
| Street Address | 460 E EMERALD LAKE DR |
| City | SUMTER |
| State | SC |
| Zip | 29153-7428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 PB90-856 3.23 AC |
| Legal Subdivision | EMERALD LAKE |
| Legal Lot Number | 63 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTHEAST |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 402 |
Source: Sumter County records · APN 243-00-03-002
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 460 E EMERALD LAKE DR, SUMTER, SC 29153-7428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 21, 2022 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 16, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on Record |
| Deed Sale | Jul 21, 2022 · Amount on Record |
| Prior Sale | Nov 05, 2013 · Amount on Record |
| Deed Document Number | 0013043825 |
| Deed Book / Page | 1304 / 3825 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 460 E EMERALD LAKE DR, SUMTER, SC 29153-7428 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012813538 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 1281/3538 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 21, 2022 |
| Property Address | 460 E EMERALD LAKE DR, SUMTER, SC 29153-7428 |
| Document Number | 0013043825 |
| Book / Page | 1304 / 3825 |
| Map Reference | MB PB90 PG 856 |
| Instrument Date | Jul 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,517.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 460 E EMERALD LAKE DR, SUMTER, SC 29153-7428 |
| Document Number | 0013043829 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 1304/3829 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 460 E EMERALD LAKE DR, SUMTER, SC 29153-7428 |
| Document Number | 0012404230 |
| Book / Page | 001240 / 004230 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 460 E EMERALD LAKE DR SUMTER SC 291537428, SUMTER, SC 29153-7428 |
| Document Number | 0012404230 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 001240/004230 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2048 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,529.00 (+46.35%) | $16,380 (+0.06%) Land $1,680 Building $14,700 | $409,308 (-) Land $41,990 Building $367,318 |
| 2023 | $16,370 (+47.34%) Land $1,680 Building $14,690 | $409,308 (+47.42%) Land $41,990 Building $367,318 | |
| 2022 | $1,728.00 | $11,110 Land $1,420 Building $9,690 | $277,643 Land $35,530 Building $242,113 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 74% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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