485 Chestnut, Boone, NC 28607 Property Records

Watauga County property record for 485 Chestnut, Boone, NC 28607 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,564 sqft · built 1972
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Jun 2022)
Tax Bill$1,806 (2025)
Deeds & MortgagesJun 2022 Sale & Construction Loan
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1899-33-1843-000

Property Details

APN / Parcel Number

Primary APN1899-33-1843-000
Alternative APNs
  • 1788978
  • 1853475

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,564 sqft Living Area
1st Floor Area1,282 sqft
Basement Area1,282 sqft
Finished Basement1,282 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,148 sqft (0.21 acres)
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
PorchPorch
Porch Area96 sqft
Patio Area472 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1853475
Street Address485 CHESTNUT
CityBOONE
StateNC
Zip28607-5754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUND EARS
Legal SubdivisionHOUND EARS
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group1
Census Block1040
Census Tract920602

Owner

Source: Watauga County records · APN 1899-33-1843-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address113 WILLWAY DR, MANAKIN SABOT, VA 23103-3260
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Warranty Deed, Construction Loan · Construction Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jan 22, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2022 · Amount on Record
Deed SaleJun 15, 2022 · Amount on Record
Prior SaleJan 22, 2019 · Amount on Record
Deed Document Number2022721378
Deed Book / Page2281 / 233
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 15, 2022
Property Address485 CHESTNUT, BOONE, NC 28607-5754
Document Number0022810233
Book / Page2281 / 233
Map ReferenceMB 4 PG 219
Instrument DateJun 09, 2022
Instrument721378
Transaction TypeConstruction Loan
Record UpdatedJun 27, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2021 S ROOSEVELT ST207, 2021, TEMPE, AZ 85282

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address113 WILLWAY DR, MANAKIN SABOT, VA 23103-3260

Mortgage

Document Number0000721379
DateJun 15, 2022
Instrument721379
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 22, 2019
Property Address485 CHESTNUT, BOONE, NC 28607-5754
Document Number0020110017
Book / Page002011 / 000017
Instrument DateJan 18, 2019
Instrument675818
Transaction TypeTransfer
Record UpdatedFeb 01, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 188 BLOWING ROCK NC 286050188, BLOWING ROCK, NC 28605-0188

Mortgage

Document Number20110020
DateJan 22, 2019
Book Page002011/000020
Instrument675819
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2049

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,806.00$459,600 (-) Land $76,600 Building $383,000
2024$459,600 Land $76,600 Building $383,000
2023$459,600 Land $76,600 Building $383,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899206021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 units insured
8 under condo master policies
Nearby Flood Claims8 (1979–2024)
Claims Outside the SFHA3 of 8
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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