188 Chestnut, Boone, NC 28607 Property Records

Watauga County property record for 188 Chestnut, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,470 sqft · built 1969
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on File
Last Sale	$405,000 (Jan 2022)
Tax Bill	$1,459 (2025)
Deeds & Mortgages	Jul 2022 Transfer Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1899-13-8808-000`

Property Details

APN / Parcel Number

Primary APN	`1899-13-8808-000`
Alternative APNs	`1842319` `1853775`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	9,583 sqft (0.22 acres)
Porch	Porch
Porch Area	140 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1853775
Street Address	188 CHESTNUT
City	BOONE
State	NC
Zip	28607-5754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SEC 1 HOUND EARS
Legal Subdivision	HOUND EARS
Legal Lot Number	5
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	1
Census Block	1051
Census Tract	920602

Owner

188 Chestnut is held in a trust since May 2022.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	101 WINSTON RIDGE DR, CHAPEL HILL, NC 27516-9194
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Intrafamily Transfer, Transfer
Aug 27, 2021	Warranty Deed, Transfer
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Prior Sale	Aug 27, 2021 · Amount on File
Deed Document Number	2022715983
Deed Book / Page	2249 / 286
Last Transfer Date	May 13, 2022
Transfer Doc	0022850352
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Jul 8, 2022
Property Address	188 CHESTNUT, BOONE, NC 28607-5754
Document Number	0022850352
Book / Page	2285 / 352
Map Reference	MB 3 PG 113
Instrument Date	May 13, 2022
Instrument	722148
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 WINSTON RIDGE DR, 101, CHAPEL HILL, NC 27516-9194

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	101 WINSTON RIDGE DR, CHAPEL HILL, NC 27516-9194

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 27, 2021
Property Address	188 CHESTNUT, BOONE, NC 28607-5754
Document Number	0022160411
Book / Page	2216 / 411
Map Reference	MB 3 PG 113
Instrument Date	Aug 24, 2021
Instrument	710588
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount on Record
Tax	$684.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 STAFFORDSHIRE RD, 541, WINSTON SALEM, NC 27104-1515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 POWDER MILL ROAD, HYATTSVILLE, ME 20786

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 12, 2022
Property Address	188 CHESTNUT, BOONE, NC 28607-5754
Document Number	0022490286
Book / Page	2249 / 286
Map Reference	MB 3 PG 113
Instrument Date	Jan 11, 2021
Instrument	715983
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WINSTON RIDGE DR, CHAPEL HILL, NC 27516-9194

Mortgage

Document Number	0000715984
Date	Jan 12, 2022
Instrument	715984

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 188 Chestnut was $1,459, up 0.8% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,300 (-) Land $77,600 Building $287,700
2025	$1,459.00 (+0.83%)	$365,300 Land $77,600 Building $287,700
2024	$1,447.00		$365,300 Land $77,600 Building $287,700
2023		$365,300 Land $77,600 Building $287,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Chestnut in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Chestnut is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUND EARS WATER SYSTEM private · serves 975 people · EPA ID NC0195112
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

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