485 Bunkhouse Rd, Kearneysville, WV 25430 Property Records

Jefferson County property record for 485 Bunkhouse Rd, Kearneysville, WV 25430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Dec 2017)
Tax Bill	$1,947 (2026)
Deeds & Mortgages	Dec 2018 Line of Credit Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-4-0010.0006`

Property Details

APN / Parcel Number

Primary APN	`07-4-0010.0006`
Alternative APN	`19-07-4-0010.0006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	2,668 sqft
Family Room	Family Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	485 BUNKHOUSE RD
City	KEARNEYSVILLE
State	WV
Zip	25430-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BORDER LAND (3AC)
Legal Subdivision	MORTAZA SHOLOUGH MINOR SUBDIVISION
Legal Lot Number	2
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	2
Census Block	2012
Census Tract	972300

Owner

485 Bunkhouse Rd is owned and occupied by an individual who bought it in December 2017.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	485 BUNKHOUSE RD, KEARNEYSVILLE, WV 25430-3518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Trustee's Deed, Construction Loan · Line of Credit JEFFERSON SEC BK
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit JEFFERSON SEC BK
Dec 18, 2017	Deed, Transfer · Commercial Mortgage JEFFERSON SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Deed Document Number	201720224
Deed Book / Page	1199 / 605
Prior Transfer Date	Jan 6, 2016
Prior Transfer Doc	0000000174
Record Updated	Oct 29, 2026

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON WV
Recording Date	Dec 21, 2018
Property Address	485 BUNKHOUSE RD, KEARNEYSVILLE, WV 25430-3518
Book / Page	002209 / 000406
Instrument Date	Dec 20, 2018
Instrument	15082
Transaction Type	Construction Loan
Record Updated	Jan 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 UP TOP LN KEARNEYSVILLE WV 254304877, KEARNEYSVILLE, WV 25430-4877

Mortgage

Document Number	0000015082
Date	Dec 21, 2018
Book Page	002209/000406
Instrument	15082

Lender

Name	JEFFERSON SEC BK
Type	Bank
Address	SHEPHERDSTOWN, WV 25443

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	485 BUNKHOUSE RD, KEARNEYSVILLE, WV 25430-3518
Document Number	0000020225
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 UP TOP LN KEARNEYSVILLE WV 254304877, KEARNEYSVILLE, WV 25430-4877

Mortgage

Document Number	0000020225
Date	Dec 18, 2017
Book Page	002167/000545
Instrument	20225

Lender

Name	JEFFERSON SEC BK
Type	Bank
Address	SHEPHERDSTOWN, WV 25443

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 17, 2037

Interest

Rate Type	Adjustable Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Dec 18, 2017
Property Address	485 BUNKHOUSE RD, KEARNEYSVILLE, WV 25430-3518
Document Number	1199/605
Book / Page	1199 / 605
Map Reference	MB 20 PG 5
Instrument Date	Dec 15, 2017
Instrument	201700020224
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 UP TOP LN, KEARNEYSVILLE, WV 25430-4877

Mortgage

Document Number	2167/545
Date	Dec 18, 2017
Book Page	2167/545
Instrument	201700020225

Lender

Name	JEFFERSON SECURITY BANK
Type	Bank
Address	SHEPHERDSTOWN, WV 25443

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 485 Bunkhouse Rd was $1,947, up 5.4% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,947.00 (+5.36%)	$168,800 (+6.1%) Land $61,600 Building $107,200	$281,333 (+6.12%) Land $102,667 Building $178,667
2025	$1,848.00	$159,100 Land $50,800 Building $108,300	$265,100 Land $84,600 Building $180,500
2023	$1,766.00	$151,200 Land $55,700 Building $95,500	$251,900 Land $92,800 Building $159,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 Bunkhouse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Bunkhouse Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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