409 Bunkhouse Rd, Kearneysville, WV 25430 Property Records

Jefferson County property record for 409 Bunkhouse Rd, Kearneysville, WV 25430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 2017
Lot Size	16.2 acres (708,721 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Apr 2012)
Tax Bill	$2,740 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-4-0010.0000`

Property Details

APN / Parcel Number

Primary APN	`07-4-0010.0000`
Alternative APN	`19-07-4-0010.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	708,721 sqft (16.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	409 BUNKHOUSE RD
City	KEARNEYSVILLE
State	WV
Zip	25430-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16.27 AC BORDER LAND
Legal Subdivision	MORTAZA SHOLOUGH MINOR
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	2
Census Block	2012
Census Tract	972300

Owner

409 Bunkhouse Rd is owned and occupied by two individuals who bought it in April 2012.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 BUNKHOUSE RD, KEARNEYSVILLE, WV 25430-3518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2012 · Amount on File
Deed Sale	Apr 26, 2012 · Amount on File
Deed Document Number	20129118
Deed Book / Page	1108 / 314
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	409 BUNKHOUSE RD, KEARNEYSVILLE, WV 25430-3518
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BUNKHOUSE RD, KEARNEYSVILLE, WV 25430-3518

Mortgage

Document Number	2409/518
Date	Sep 14, 2021
Book Page	2409/518
Instrument	202100015306

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	409 BUNKHOUSE RD, KEARNEYSVILLE, WV 25430-3518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016125
Date	Sep 20, 2017
Book Page	2156/644
Instrument	201700016125

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 409 Bunkhouse Rd was $2,740, up 2% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,740.00 (+1.97%)	$237,600 (+2.72%) Land $104,800 Building $132,800	$396,000 (+2.72%) Land $174,667 Building $221,333
2025	$2,687.00	$231,300 Land $97,100 Building $134,200	$385,500 Land $161,800 Building $223,700
2023	$2,418.00	$207,100 Land $104,900 Building $102,200	$345,300 Land $174,900 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Bunkhouse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Bunkhouse Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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