485 Bernard St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 485 Bernard St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,967 sqft · built 1904
Lot Size	0.121 acres (5,310 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (Jun 2018)
Tax Bill	$713 (2026)
Deeds & Mortgages	Dec 2018 Transfer Jun 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073341-00.0`

Property Details

APN / Parcel Number

Primary APN	`073341-00.0`
Alternative APN	`261400 106.26-3-70`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,967 sqft Living Area
1st Floor Area	1,124 sqft
Upper Floors Area	843 sqft
Game Room	Game Room

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,310 sqft (0.121 acres)
Lot Dimensions	143 ft deep x 37 ft wide
Porch	Slab
Porch Area	124 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073341-00.0
Street Address	485 BERNARD ST
City	ROCHESTER
State	NY
Zip	14621-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0080.00 205 22 00000 30 SEC F ST JACOBS AMD SUB
Legal Block	3
Legal Lot Number	70.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	8000

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 BERNARD ST, ROCHESTER, NY 14621-4917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 25, 2018	Trustee's Deed, Foreclosure TITLE 365
Jan 4, 2016	Loan Modification, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	2018223
Deed Book / Page	12043 / 111
Last Transfer Date	Dec 17, 2018
Transfer Doc	0000001038
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Dec 17, 2018
Property Address	485 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000001038
Book / Page	012124 / 000062
Instrument Date	Dec 17, 2018
Instrument	1038
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3145 LAKE AVE ROCHESTER NY 14612, ROCHESTER, NY 14612

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE NY
Recording Date	Jun 25, 2018
Property Address	485 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000000223
Book / Page	012043 / 000111
Instrument Date	Jun 22, 2018
Instrument	223
Transaction Type	Foreclosure
Record Updated	Jul 17, 2018
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$75.60
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 VAN STALLEN ST ROCHESTER NY 146213536, ROCHESTER, NY 14621-3536

January 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	485 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000000652
Book / Page	027487 / 000342
Instrument Date	Jan 4, 2016
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 BERNARD ST ROCHESTER NY 146214917, ROCHESTER, NY 14621-4917

Mortgage

Document Number	0000000652
Date	Feb 1, 2018
Book Page	027487/000342
Instrument	652

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Jan 31, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.85%

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$713.00 (-12.19%)
2025	$812.00	$75,000 (+2%) Land $11,000 Building $64,000	$75,000 (+149%) Land $11,000 Building $64,000
2023		$25,000 Land $4,100 Building $20,900	$30,120 Land $4,940 Building $25,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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