481 Bernard St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 481 Bernard St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1920
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2025)
Tax Bill	$815 (2024)
Deeds & Mortgages	May 2020 Sale Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073340-00.0`

Property Details

APN / Parcel Number

Primary APN	`073340-00.0`
Alternative APNs	`140010626000030690000000` `261400 106.26-3-69`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,741 sqft Living Area
1st Floor Area	1,161 sqft
Upper Floors Area	580 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Dimensions	143 ft deep x 37 ft wide
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073340-00.0
Street Address	481 BERNARD ST
City	ROCHESTER
State	NY
Zip	14621-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	SAINT JACOBS TRACT
Legal Block	3
Legal Lot Number	69.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	8000

Owner

Source: Monroe County and Rochester City records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 ALDINE ST, ROCHESTER, NY 14619-1231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Grant Deed, Transfer FRONTIER ABSTRACT AND RESEARCH SERVICES I, FRONTIER ABS & RESEARCH SVCS I
Feb 20, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 19, 2019	Trustee's Deed, Foreclosure WEBTITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Feb 10, 2025 · Amount on Record
Deed Document Number	20253315810
Deed Book / Page	13111 / 619
Record Updated	Jun 8, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	May 11, 2020
Property Address	481 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000000055
Book / Page	012339 / 000280
Instrument Date	May 1, 2020
Instrument	55
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	FRONTIER ABSTRACT AND RESEARCH SERVICES I, FRONTIER ABS & RESEARCH SVCS I

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 EVERCLAY DR ROCHESTER NY 146164152, ROCHESTER, NY 14616-4152

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	Feb 20, 2020
Property Address	481 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000000822
Book / Page	012313 / 000104
Instrument Date	Apr 25, 2019
Instrument	822
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONROE NY
Recording Date	Apr 19, 2019
Property Address	481 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000000796
Book / Page	012173 / 000321
Instrument Date	Mar 31, 2019
Instrument	796
Transaction Type	Foreclosure
Record Updated	May 16, 2019
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	481 BERNARD ST ROCHESTER NY 146214917, ROCHESTER, NY 14621-4917

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,100 (+156.93%) Land $11,000 Building $76,100	$87,100 (+113.26%) Land $11,000 Building $76,100
2024	$815.00
2023		$33,900 Land $4,100 Building $29,800	$40,843 Land $4,940 Building $35,903

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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