485 Bennett Rd, Sparta, TN 38583 Property Records

White County property record for 485 Bennett Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,599 sqft · built 2002
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Sep 2018)
Tax Bill	$1,270 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093068 02306`

Property Details

APN / Parcel Number

Primary APN	`093068 02306`
Alternative APN	`068 02306`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,599 sqft Living Area
1st Floor Area	1,078 sqft
Upper Floors Area	868 sqft
Basement Area	1,078 sqft
Unfinished Basement	1,078 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	119,790 sqft (2.75 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	884 sqft
Shed	1 Shed
Shed Area	360 sqft
Pole Barn	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	485 BENNETT RD
City	SPARTA
State	TN
Zip	38583-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 DIST:01 SUBD:RAT RACE CORNER S/D MAP REF:068
Legal Subdivision	RAT RACE CORNER S/D
Legal Lot Number	1
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	1
Census Block	1048
Census Tract	935400

Owner

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 BENNETT RD, SPARTA, TN 38583-5516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Sep 10, 2018	Deed of Trust, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	0000421819
Deed Book / Page	RB421 / 819
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	485 BENNETT RD, SPARTA, TN 38583-5516
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 BENNETT RD, SPARTA, TN 38583-5516

Mortgage

Document Number	0RB549/119
Date	Mar 28, 2024
Book Page	RB549/119
Instrument	24001059

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	ALTAMONT, TN 37301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 25, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	485 BENNETT RD, SPARTA, TN 38583-5516
Document Number	0000003087
Instrument Date	Sep 10, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	485 BENNETT RD SPARTA TN 385835516, SPARTA, TN 38583-5516

Mortgage

Document Number	0000003087
Date	Sep 10, 2018
Book Page	000421/000821
Instrument	3087

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2033

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,270.00 (+4.27%)	$90,050 (+51.6%) Land $8,750 Building $81,300	$360,200 (+51.6%) Land $35,000 Building $325,200
2023		$59,400 Land $6,725 Building $52,675
2021	$1,218.00
2020			$237,600 Land $26,900 Building $210,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUEBECK WALLING U.D. serves 5,588 people · EPA ID TN0000569
Water Source	Purchased surface water from SPARTA WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bennett Rd

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