390 Bennett Rd, Sparta, TN 38583 Property Records

White County property record for 390 Bennett Rd, Sparta, TN 38583

Property Summary

Property Type	Commercial
Details	2 ba · 7,700 sqft · built 2006
Lot Size	1.47 acres (64,033 sqft)
Owner	Trust Name on File
Last Sale	$365,000 (Jan 2024)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093068 02004`

Property Details

APN / Parcel Number

Primary APN	`093068 02004`
Alternative APN	`068 02004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	7,700 sqft Total Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	64,033 sqft (1.47 acres)
Lot Dimensions	350 ft deep x 183 ft wide
Terrain	Rolling
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	390 BENNETT RD
City	SPARTA
State	TN
Zip	38583-5516
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DISTRICT: 1
Jurisdiction	WHITE TN
Township / Civil Division	1
Census Block Group	1
Census Block	1043
Census Tract	935400

Owner

390 Bennett Rd, a commercial property, is held in a trust since January 2024.

Source: White County records, as of January 26, 2026

Owner of Record	Trust Name on File
Mailing Address	390 BENNETT RD, SPARTA, TN 38583-5516
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · Seller Carry-Back ANDREW WATSON
Jul 17, 2023	Warranty Deed, Transfer
Nov 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF TENNESSEE
Feb 11, 2022	Warranty Deed, Transfer · Commercial Mortgage CIVIL DISTRICT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Jul 17, 2023 · Amount on File
Deed Document Number	202451
Deed Book / Page	544 / 888
Transfer Doc	0000004137
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jan 5, 2024
Property Address	390 BENNETT RD, SPARTA, TN 38583-5516
Document Number	0RB544/888
Book / Page	RB544 / 888
Instrument Date	Dec 28, 2023
Instrument	24000051
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	PARAMOUNT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 S FRANKLIN ST, FORT BRAGG, CA 95437-5101

Mortgage

Document Number	0024000052
Date	Jan 5, 2024
Instrument	24000052

Lender

Name	ANDREW WATSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2038

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jul 17, 2023
Property Address	390 BENNETT RD, SPARTA, TN 38583-5516
Document Number	00RB535/46
Book / Page	RB535 / 46
Instrument Date	Jul 17, 2023
Instrument	23002695
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount on Record
Tax	$658.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 PIPERS GAP RD, GALAX, VA 24333-4535
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	390 BENNETT RD, SPARTA, TN 38583-5516
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 BENNETT RD, SPARTA, TN 38583-5516

Mortgage

Document Number	0RB425/443
Date	Nov 29, 2018
Book Page	RB425/443
Instrument	18004019

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Dec 5, 2023

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Feb 11, 2022
Property Address	390 BENNETT RD, SPARTA, TN 38583-5516
Document Number	00RB502/14
Book / Page	RB502 / 14
Instrument Date	Jan 26, 2022
Instrument	22000685
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 BENNETT RD, SPARTA, TN 38583-5516

Mortgage

Document Number	0022000688
Date	Feb 11, 2022
Instrument	22000688

Lender

Name	CIVIL DISTRICT
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2027

Mortgage

Document Number	00RB502/17
Date	Feb 11, 2022
Book Page	RB502/17
Instrument	22000686

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 10, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 390 Bennett Rd was $1,395.

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,395.00	$98,960 Land $8,160 Building $90,800	$247,400 Land $20,400 Building $227,000
2023		$71,200 (-) Land $6,560 Building $64,640
2022		$71,200 Land $6,560 Building $64,640	$178,000 Land $16,400 Building $161,600
2021	$1,460.00
2020			$178,000 Land $16,400 Building $161,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 390 Bennett Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Bennett Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUEBECK WALLING U.D. serves 5,588 people · EPA ID TN0000569
Water Source	Purchased surface water from SPARTA WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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