Nelson County property record for 485 Arnold Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,262 sqft · built 1999 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jan 2026) |
| Tax Bill | $2,207 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Jun 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73E00-04-014 |
| Primary APN | 73E00-04-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 131441 |
|---|---|
| Street Address | 485 ARNOLD LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLAZER HEIGHTS LT 8 PC3-74 |
| Legal Subdivision | BLAZER HEIGHTS |
| Legal Lot Number | 8 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 930100 |
485 Arnold Ln is owned and occupied by two individuals who bought it in January 2026.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 485 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Jun 3, 2009 | Deed of Trust, Mortgage PARK COMMUNITY FCU |
| Jan 18, 2007 | Deed of Trust, Mortgage PARK COMMUNITY FCU |
| Jan 29, 2026 | Deed, Subdivision Related Transfer · Conventional Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Jul 10, 2025 | Deed, Transfer KENTUCKY PRIVATE LENDING LLC |
| Jul 19, 2006 | Deed, Transfer · Conventional Mortgage UNITED MORTGAGE LENDERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on File |
| Deed Sale | Jan 29, 2026 · Amount on File |
| Prior Sale | Jul 10, 2025 · Amount on File |
| Deed Document Number | 2026577 |
| Deed Book / Page | 619 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 485 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0M1143/323 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | M1143/323 |
| Instrument | 2017010181 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 485 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000864/140 |
|---|---|
| Date | Jun 3, 2009 |
| Book Page | 864/140 |
| Instrument | 246948 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40228 |
| Amount | Amount on Record |
|---|---|
| Term | 59 Months |
| Due | May 6, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 485 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M768/440 |
|---|---|
| Date | Jan 18, 2007 |
| Book Page | M768/440 |
| Instrument | 220364 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40228 |
| Amount | Amount on Record |
|---|---|
| Term | 58 Months |
| Due | Nov 25, 2011 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jan 29, 2026 |
| Property Address | 485 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Document Number | 000D619/72 |
| Book / Page | D619 / 72 |
| Map Reference | CAB 3 SL 74 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 2026000577 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 CAMP BRANCH CT, TAYLORSVILLE, KY 40071-8062 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 485 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Document Number | 2026000578 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2026000578 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jul 10, 2025 |
| Property Address | 485 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Document Number | 00D613/412 |
| Book / Page | D613 / 412 |
| Map Reference | CAB 3 SL 74 |
| Instrument Date | Jul 9, 2025 |
| Instrument | 2025004381 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5619 GREEN ACRES DR, LOUISVILLE, KY 40258-3245 |
| Name | Verified Name |
|---|---|
| Address | 82 CAMP BRANCH CT, TAYLORSVILLE, KY 40071-8062 |
| Document Number | 0M1508/395 |
|---|---|
| Date | Jul 10, 2025 |
| Book Page | M1508/395 |
| Instrument | 2025004382 |
| Name | KENTUCKY PRIVATE LENDING LLC |
|---|---|
| Address | LOUISVILLE, KY 40243 |
| Amount | Amount on Record |
|---|---|
| Term | 7 Months |
| Due | Feb 1, 2026 |
| Change Frequency | 10 Years |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jul 19, 2006 |
| Property Address | 485 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Document Number | 00D433/381 |
| Book / Page | D433 / 381 |
| Map Reference | CAB3 SL74 |
| Instrument Date | Jul 7, 2006 |
| Instrument | 212928 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 SHERMAN OAKS DR, COXS CREEK, KY 40013-7464 |
| Name | Verified Name |
|---|---|
| Address | 485 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Document Number | 0000212953 |
|---|---|
| Date | Jul 19, 2006 |
| Instrument | 212953 |
| Name | UNITED MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2036 |
The 2025 property tax bill for 485 Arnold Ln was $2,207.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bloomfield City |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,207.00 Homeowner's exemption | $161,500 (-) Land $161,500 | $161,500 (-) Land $161,500 |
| 2024 | $161,500 (-) | $161,500 (-) | |
| 2023 | $1,675.00 Homeowner's exemption | $161,500 | $161,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 485 Arnold Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 485 Arnold Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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