Nelson County property record for 405 Arnold Ln, Bloomfield, KY 40008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2021 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $209,900 (Nov 2023) |
| Tax Bill | $2,853 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 73E00-04-010 |
| Primary APN | 73E00-04-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 94647 |
|---|---|
| Street Address | 405 ARNOLD LN |
| City | BLOOMFIELD |
| State | KY |
| Zip | 40008-7159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLAZER HEIGHTS LT 4 PC3-74 |
| Legal Subdivision | BLAZER HEIGHTS |
| Legal Lot Number | 4 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 930100 |
Source: Nelson County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 19, 2021 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2021 · Amount on Record |
| Deed Document Number | 202311307 |
| Deed Book / Page | 596 / 503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | ARNOLD LN, BLOOMFIELD, KY 40008 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1440/679 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | M1440/679 |
| Instrument | 2023011308 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jul 19, 2021 |
| Property Address | ARNOLD LN, BLOOMFIELD, KY 40008 |
| Document Number | 00D571/806 |
| Book / Page | D571 / 806 |
| Map Reference | CAB 3 SL 74 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021009515 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 GRAYSTONE CT, BARDSTOWN, KY 40004-3248 |
| Name | Verified Name |
|---|---|
| Address | 405 ARNOLD LN, BLOOMFIELD, KY 40008-7159 |
| Document Number | 2021009516 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021009516 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bloomfield City |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,853.00 (+3%) | $209,900 (+9.32%) Building $209,900 | $209,900 (+9.32%) Building $209,900 |
| 2023 | $2,770.00 | $192,000 | $192,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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