485 6530 Rd, Montrose, CO 81401 Property Records

Montrose County property record for 485 6530 Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 1936
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Jun 2025)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Jan 2010 Mortgage Jul 2013 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`3767-223-00-025`

Property Details

APN / Parcel Number

Primary APN	`3767-223-00-025`
Alternative APN	`R0005528`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Heated Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0005528
Street Address	485 6530 RD
City	MONTROSE
State	CO
Zip	81401-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 22 T: 49 R: 9 THE EAST 120 FT OF LOT 1 HOWARDS TRACT BEING IN THE SW4SW4 SEC 22 DAB AT PNT ON W BNDRY LN OF THE COUNTY
Legal Range	09
Legal Township	49
Legal Section	22
Legal Subdivision	HOWARD
Legal Lot Number	1
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1010
Census Tract	966302

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 6530 RD, MONTROSE, CO 81401-8850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 19, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 15, 2008	Warranty Deed, Transfer LAND TITLE
Feb 15, 2008	Warranty Deed, Transfer
May 29, 2007	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	2025982413
Prior Transfer Date	Jul 21, 1995
Prior Transfer Doc	0901000954
Record Updated	Jun 8, 2026

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	485 6530 RD, MONTROSE, CO 81401-8850
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810122
Date	Jan 11, 2010
Instrument	810122

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2040

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	485 6530 RD, MONTROSE, CO 81401-8850
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000848406
Date	Jul 19, 2013
Instrument	848406

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2033

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jun 30, 2025
Property Address	485 6530 RD, MONTROSE, CO 81401-8850
Document Number	0000982413
Instrument Date	Jun 5, 2025
Instrument	982413
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COMMERCE TITLE AND CLOSING SERVICES, CO TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 6530 RD, MONTROSE, CO 81401-8850

Mortgage

Document Number	0000982414
Date	Jun 30, 2025
Instrument	982414

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 3, 2023
Property Address	485 6530 RD, MONTROSE, CO 81401-8850
Document Number	0000958271
Instrument Date	Dec 20, 2022
Instrument	958271
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	485 6530 RD, MONTROSE, CO 81401-8850

Mortgage

Document Number	0000958272
Date	Jan 3, 2023
Instrument	958272

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 15, 2008
Property Address	485 6530 RD, MONTROSE, CO 81401-8850
Document Number	0000786553
Instrument Date	Feb 15, 2008
Instrument	786553
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 SUNLIGHT DR, GRAND JUNCTION, CO 81503-3227

February 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 15, 2008
Property Address	485 6530 RD, MONTROSE, CO 81401-8850
Document Number	0000786554
Instrument Date	Feb 8, 2008
Instrument	786554
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 6530 RD, MONTROSE, CO 81401-8850

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 29, 2007
Property Address	485 6530 RD, MONTROSE, CO 81401-8850
Document Number	0000774762
Instrument Date	May 25, 2007
Instrument	774762
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 6530 RD, MONTROSE, CO 81401-8850

Mortgage

Document Number	0000774763
Date	May 29, 2007
Instrument	774763

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,153.00 (+19.52%)	$46,310 (+26.5%)	$398,940 (+32.07%) Land $85,000 Building $313,940
2024	$2,638.00 (+4.6%)	$36,610 (-32.19%) Land $7,260 Building $29,350
2023	$2,522.00	$53,990 Land $9,680 Building $44,310	$302,060 Land $59,440 Building $242,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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