481 6530 Rd, Montrose, CO 81401 Property Records

Montrose County property record for 481 6530 Rd, Montrose, CO 81401

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,404 sqft · built 1994
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$312,500 (Mar 2026)
Tax Bill	$887 (2025)
Deeds & Mortgages	Jul 2012 Mortgage May 2006 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-00-024`

Property Details

APN / Parcel Number

Primary APN	`3767-223-00-024`
Alternative APN	`R0005542`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Heated Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0005542
Street Address	481 6530 RD
City	MONTROSE
State	CO
Zip	81401-8850
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	S: 22 T: 49 R: 9 LOT 2 HOWARDS TRT DAB AT PNT ON THE W SIDE OF COUNTY RD WCH IS 120 FT WLY OF PT ON W SIDE OF RD WCH IS 860
Legal Range	09
Legal Township	49
Legal Section	22
Legal Lot Number	2
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1010
Census Tract	966302

Owner

Source: Montrose County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	481 6530 RD, MONTROSE, CO 81401-8850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 30, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 23, 2026	Special Warranty Deed, Transfer · FHA Mortgage NEXTMORTGAGE LLC
Sep 29, 2025	Personal Representative Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Sep 29, 2025 · Amount on Record
Deed Document Number	2026989459
Prior Transfer Date	Feb 18, 1983
Prior Transfer Doc	0722000464
Record Updated	Oct 29, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	481 6530 RD, MONTROSE, CO 81401-8850
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000837161
Date	Jul 23, 2012
Instrument	837161

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2032

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	481 6530 RD, MONTROSE, CO 81401-8850
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000755782
Date	May 30, 2006
Instrument	755782

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 23, 2026
Property Address	481 6530 RD, MONTROSE, CO 81401-8850
Document Number	0000989459
Instrument Date	Mar 13, 2026
Instrument	989459
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13833 6950 RD, MONTROSE, CO 81401-7613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 6530 RD, MONTROSE, CO 81401-8850

Mortgage

Document Number	0000989460
Date	Mar 23, 2026
Instrument	989460

Lender

Name	NEXTMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 29, 2025
Property Address	481 6530 RD, MONTROSE, CO 81401-8850
Document Number	0000984924
Instrument Date	Sep 26, 2025
Instrument	984924
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$17.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 6530 RD, MONTROSE, CO 81401-8850

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$887.00 (+52.14%)	$20,570 (+38.99%)	$291,830 (+32.13%) Land $85,000 Building $206,830
2024	$583.00 (+4.48%)	$14,800 (-22.8%) Land $3,770 Building $11,030
2023	$558.00	$19,170 Land $4,880 Building $14,290	$220,870 Land $56,200 Building $164,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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