485 2nd St SE, Naples, FL 34117 Property Records

Collier County property record for 485 2nd St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,178 sqft · built 1981
Lot Size	1.58 acres (69,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2016)
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2018 Loan Modification
Flood Zone	Zone AH (high risk)
APN	`329200 28 04C10`

Property Details

APN / Parcel Number

Primary APN	`329200 28 04C10`
Alternative APNs	`372220800040715002804` `37222080004`

Interior

Stories	1 Story
Building Area	1,178 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	1,178 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	69,260 sqft
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Screened Porch
Porch Area	432 sqft

Location & Zoning

Street Address	485 2ND ST SE
City	NAPLES
State	FL
Zip	34117-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 13 S 105FT OF TR 28
Legal Range	27
Legal Township	49
Legal Section	10
Legal Subdivision	GOLDEN GATE EST UNIT 13
Legal Tract	28
Legal Block	3
Legal Unit	13
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3010
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 2ND ST SE, NAPLES, FL 34117-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 9, 2018	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2016 · Amount on Record
Deed Sale	Dec 2, 2016 · Amount on Record
Prior Sale	Mar 31, 2010 · Amount on Record
Deed Document Number	20165340601
Deed Book / Page	5339 / 882
Transfer Doc	0032360594
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	485 2ND ST SE, NAPLES, FL 34117-9340
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 2ND ST SE, NAPLES, FL 34117-9340

Mortgage

Document Number	0061192191
Date	Apr 29, 2022
Book Page	6119/2191
Instrument	6244145

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	485 2ND ST SE, NAPLES, FL 34117-9340
Document Number	0055550588
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	485 2ND ST SE NAPLES FL 341179340, NAPLES, FL 34117-9340

Mortgage

Document Number	0055550588
Date	Sep 22, 2018
Book Page	005555/000588
Instrument	5615476

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,833 (-9.42%) Land $84,668 Building $170,165	$254,833 (-20.3%) Land $84,668 Building $170,165
2025	$3,380.00 (+18.55%)	$281,327 (+21%)	$319,756 (+15.19%) Land $84,668 Building $235,088
2024	$2,851.00 (+0.39%)
2023	$2,840.00 (+5.15%)	$232,502 (+1%)	$277,579 (+12.89%) Land $86,655 Building $190,924
2022	$2,701.00	$211,365	$245,878 Land $65,528 Building $180,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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