439 2nd St SE, Naples, FL 34117 Property Records

Collier County property record for 439 2nd St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,694 sqft · built 2022
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Tax Bill	$5,445 (2025)
Deeds & Mortgages	Apr 2021 Construction Loan Feb 2021 Transfer
Flood Zone	Zone AH (high risk)
APN	`329200 27 14C10`

Property Details

APN / Parcel Number

Primary APN	`329200 27 14C10`
Alternative APN	`37222040109`

Interior

Building Area	1,694 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Lot Area	108,900 sqft

Location & Zoning

Street Address	439 2ND ST SE
City	NAPLES
State	FL
Zip	34117-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN GATE EST UNIT 13 TRACT 27, LESS THE N 165FT
Legal Range	27
Legal Township	49
Legal Section	10
Legal Subdivision	GOLDEN GATE EST UNIT 13
Legal Tract	27
Legal Block	3
Legal Lot Number	1
Legal Unit	13
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3010
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 2ND ST SE, NAPLES, FL 34117-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Feb 8, 2021	Intrafamily Transfer, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 3, 2021
Transfer Doc	0058881763
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	439 2ND ST SE, NAPLES, FL 34117-9340
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	FIRST TITLE AND ABSTRACT, FIRST TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 MARIPOSA CIR 104, 104, NAPLES, FL 34105-7271

Mortgage

Document Number	0059260709
Date	Apr 12, 2021
Book Page	5926/709
Instrument	6036611

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Feb 8, 2021
Property Address	439 2ND ST SE, NAPLES, FL 34117-9340
Document Number	0058881763
Book / Page	5888 / 1763
Map Reference	MB 7 PG 71&72
Instrument Date	Feb 3, 2021
Instrument	5997617
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 MARIPOSA CIR APT 104, 104, NAPLES, FL 34105-7271

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,573 (-2.8%) Land $133,125 Building $346,448	$479,573 (-2.8%) Land $133,125 Building $346,448
2025	$5,445.00 (+7.25%)	$493,404 (+3.71%) Land $133,125 Building $360,279	$493,404 (-6.16%) Land $133,125 Building $360,279
2024	$5,077.00 (-5.44%)
2023	$5,369.00 (+466.95%)	$475,743 (+507.01%)	$525,780 (+435.83%) Land $136,250 Building $389,530
2022	$947.00	$78,375	$98,125 Land $98,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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