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4849 Gemstone Ct, Mason, OH 45040 Property Records

Warren County property record for 4849 Gemstone Ct, Mason, OH 45040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,377 sqft · built 2001
Lot Size0.521 acres (22,695 sqft)
OwnerIndividual Name on File
Last Sale$437,000 (Nov 2017)
Tax Bill$8,244 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-25-490-008-0

Property Details

APN / Parcel Number

Primary APN12-25-490-008-0
Alternative APNs
  • 1225490008
  • 1132494

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area4,377 sqft Living Area
1st Floor Area744 sqft
2nd Floor Area1,184 sqft
Basement Area950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick/Stone
Construction TypeBrick
Lot Area22,695 sqft (0.521 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1132494
Street Address4849 GEMSTONE CT
CityMASON
StateOH
Zip45040-3309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEATHERSTONE 2 LOT 53
Legal SubdivisionWEATHERSTONE 2
Legal Block494
Legal Lot Number53
JurisdictionWARREN OH
Township / Civil DivisionMASON
Census Block Group2
Census Block2029
Census Tract31905

Owner

Source: Warren County records · APN 12-25-490-008-0

Assessment roll updated February 9, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4849 GEMSTONE CT, MASON, OH 45040-3309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · Conventional with PMI
UNION SVGS
Dec 20, 2019Deed of Trust, Mortgage · Conventional with PMI
UNION SVGS
Nov 27, 2017Deed, Transfer
Oct 04, 2017Trustee's Deed, Construction Loan · Construction Mortgage
THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2017 · Amount on Record
Deed SaleNov 27, 2017 · Amount on Record
Prior SaleNov 05, 2001 · Amount on Record
Deed Document Number201736256
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address4849 GEMSTONE CT, MASON, OH 45040-3309
Document Number0000037636
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 06, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4849 GEMSTONE CT MASON OH 450403309, MASON, OH 45040-3309

Mortgage

Document Number0000037636
DateSep 25, 2020
Instrument37636
Lender
NameUNION SVGS
TypeFederal Savings Bank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueSep 24, 2035

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address4849 GEMSTONE CT, MASON, OH 45040-3309
Document Number0000039900
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedFeb 04, 2020
Title CompanyACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4849 GEMSTONE CT MASON OH 450403309, MASON, OH 45040-3309

Mortgage

Document Number0000039900
DateDec 26, 2019
Instrument39900
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 25, 2049

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionWARREN OH
Recording DateNov 27, 2017
Property Address4849 GEMSTONE CT, MASON, OH 45040-3309
Document Number0000036256
Map ReferencePB 50 PG 19-21
Instrument DateNov 22, 2017
Instrument2017-036256
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
Tax$1,311.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8534 E KEMPER RD, CINCINNATI, OH 45249-3701

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWARREN OH
Recording DateOct 04, 2017
Property Address4849 GEMSTONE CT, MASON, OH 45040-3309
Instrument DateSep 23, 2017
Instrument30466
Transaction TypeConstruction Loan
Record UpdatedOct 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4849 GEMSTONE CT MASON OH 450403309, MASON, OH 45040-3309

Mortgage

Document Number0000030466
DateOct 04, 2017
Instrument30466
Lender
NameTHIRD FED'L S&L ASSN
AddressCLEVELAND, OH 44105
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 03, 2018

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
MunicipalityMason City
Unified School DistrictMason City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,244.00 (+11.83%)$204,140 (+33.02%) Land $49,000 Building $155,140$583,260 (+33.02%) Land $140,000 Building $443,260
2023$7,372.00 (+1.32%) Homeowner's exemption$153,461 (-) Land $30,800 Building $122,661
2022$7,276.00 Homeowner's exemption$153,461 Land $30,800 Building $122,661$438,460 (-) Land $88,000 Building $350,460
2021$438,460 Land $88,000 Building $350,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 287 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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