4801 Gemstone Ct, Mason, OH 45040 Property Records

Warren County property record for 4801 Gemstone Ct, Mason, OH 45040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,386 sqft · built 2003
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Company Names on Record
Last Sale	$400,933 (Dec 2003)
Tax Bill	$8,121 (2025)
Deeds & Mortgages	Mar 2023 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-25-490-011-0`

Property Details

APN / Parcel Number

Primary APN	`12-25-490-011-0`
Alternative APNs	`1225490011` `1132497`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,386 sqft Living Area
2nd Floor Area	926 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2003
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1132497
Old Parcel Number	1225490011
Street Address	4801 GEMSTONE CT
City	MASON
State	OH
Zip	45040-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEATHERSTONE 2 LOT# 56
Legal Subdivision	WEATHERSTONE 2
Legal Block	490
Legal Lot Number	56
Jurisdiction	WARREN OH
Township / Civil Division	MASON
Census Block Group	2
Census Block	2029
Census Tract	31905

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	4801 GEMSTONE CT, MASON, OH 45040-3309
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Intrafamily Transfer, Transfer
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 3, 2003 · Amount on Record
Deed Sale	Dec 3, 2003 · Amount on Record
Prior Sale	Dec 3, 2003
Deed Document Number	0033680176
Last Transfer Date	Mar 13, 2023
Transfer Doc	0000004529
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Mar 13, 2023
Property Address	4801 GEMSTONE CT, MASON, OH 45040-3309
Document Number	0000004529
Map Reference	MB 50 PG 19-21
Instrument Date	Dec 17, 2022
Instrument	2023-004529
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 GEMSTONE CT, MASON, OH 45040-3309

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4801 GEMSTONE CT, MASON, OH 45040-3309
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021041255
Date	Sep 13, 2021
Instrument	2021-041255

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4801 GEMSTONE CT, MASON, OH 45040-3309
Document Number	0000025606
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4801 GFMSTONF CT MASON OH 45040, MASON, OH 45040

Mortgage

Document Number	0000025606
Date	Aug 22, 2017
Instrument	25606

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
Municipality	Mason City
Unified School District	Mason City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,121.00 (+12%)	$201,100 (+33.23%) Land $49,000 Building $152,100	$574,570 (+33.23%) Land $140,000 Building $434,570
2023	$7,251.00 (+1.31%) Homeowner's exemption	$150,945 (-) Land $30,800 Building $120,145
2022	$7,157.00 Homeowner's exemption	$150,945 Land $30,800 Building $120,145	$431,270 (-) Land $88,000 Building $343,270
2021			$431,270 Land $88,000 Building $343,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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