Osceola County property record for 4849 Calasans Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,069 sqft · built 2004 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $39,000 (Sep 2003) |
| Tax Bill | $2,979 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 113986 |
| Primary APN | 113986 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,069 sqft Heated Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 2,069 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 451 sqft |
| Patio Area | 84 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 113986 |
|---|---|
| Street Address | 4849 CALASANS AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST LAKE RESERVE AT NARCOOSSEE UNIT ONE PB 14 PGS 97-99 LOT 41 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 19 |
| Legal Subdivision | EAST LAKE RESERVE AT NARCOOSSEE UNIT 2 |
| Legal Tract | 3014 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Legal Unit | ON |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 43600 |
Source: Osceola County records · APN 113986
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4849 CALASANS AVE, SAINT CLOUD, FL 34771-8270 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2003 · Amount on Record |
| Deed Sale | Sep 16, 2003 · Amount on Record |
| Deed Document Number | 0233902088 |
| Deed Book / Page | 02339 / 02088 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4849 CALASANS AVE, SAINT CLOUD, FL 34771-8270 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4849 CALASAND AVE, SAINT CLOUD, FL 34771-8270 |
| Document Number | 0064590559 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 6459/559 |
| Instrument | 2023107846 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4849 CALASANS AVE, SAINT CLOUD, FL 34771-8270 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061450782 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 6145/782 |
| Instrument | 2022020581 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4849 CALASANS AVE, SAINT CLOUD, FL 34771-8270 |
| Document Number | 0052002237 |
| Book / Page | 005200 / 002237 |
| Instrument Date | Aug 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4849 CALASANS AVE ST CLOUD FL 347718270, ST CLOUD, FL 34771-8270 |
| Document Number | 0052002237 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 005200/002237 |
| Instrument | 123867 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,979.00 (+8.13%) Homeowner's exemption | $204,490 (+5.99%) | $391,600 (+6.1%) Land $82,500 Building $309,100 |
| 2023 | $2,755.00 (+4.63%) Homeowner's exemption | $192,939 (+3%) | $369,100 (+6.43%) Land $66,000 Building $303,100 |
| 2022 | $2,633.00 Homeowner's exemption | $187,320 | $346,800 Land $60,500 Building $286,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 278 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 386 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
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