4848 Calasans Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4848 Calasans Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,389 sqft · built 2004
Lot Size	0.705 acres (30,753 sqft)
Owner	Individual Name on File
Last Sale	$608,000 (Dec 2018)
Tax Bill	$5,110 (2025)
Deeds & Mortgages	May 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`113960`

Property Details

APN / Parcel Number

Primary APN	`113960`
Alternative APN	`192531301400010150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,389 sqft Heated Area
Gross Area	4,532 sqft
1st Floor Area	2,759 sqft
Upper Floors Area	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,753 sqft (0.705 acres)
Garage Type	Finished
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	24 sqft
Porch	Open Porch
Porch Area	439 sqft
Deck Area	864 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	113960
Street Address	4848 CALASANS AVE
City	SAINT CLOUD
State	FL
Zip	34771-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	EAST LAKE RESERVE AT NARCOOSSEE UNIT ONE PB 14 PGS 97-99 LOT 15
Legal Range	31E
Legal Township	25S
Legal Section	19
Legal Subdivision	EAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract	3014
Legal Block	1
Legal Lot Number	15
Legal Unit	ON
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4848 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2018	Loan Modification, Mortgage CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Prior Sale	Jun 13, 2003 · Amount on Record
Deed Document Number	2018180413
Deed Book / Page	5446 / 2162
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4848 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Document Number	0057291711
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4848 CALASANS AVE ST CLOUD FL 347718223, ST CLOUD, FL 34771-8223

Mortgage

Document Number	0057291711
Date	Jun 1, 2020
Book Page	005729/001711
Instrument	69717

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 10, 2018
Property Address	4848 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Document Number	0054462162
Book / Page	5446 / 2162
Map Reference	MB 14 PG 97-99
Instrument Date	Dec 7, 2018
Instrument	2018180413
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	CLASSIC TITLE & SOLUTIONS IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,256.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4848 CALASANS AVE, 4848, SAINT CLOUD, FL 34771-8223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	4848 CALASANS AVE, SAINT CLOUD, FL 34771-8223

Mortgage

Document Number	2018180415
Date	Dec 10, 2018
Instrument	2018180415

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4848 CALASANS AVE, SAINT CLOUD, FL 34771-8223
Document Number	0054082946
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4848 CALASANS AVE ST CLOUD FL 347718223, ST CLOUD, FL 34771-8223

Mortgage

Document Number	0054082946
Date	Sep 28, 2018
Book Page	005408/002946
Instrument	146179

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	ST CLOUD, FL 34771

Agreement

Term	60 Months
Due	Sep 27, 2023

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,110.00 (+6.88%) Homeowner's exemption	$358,249 (+5.99%)	$800,600 (+2.67%) Land $300,000 Building $500,600
2023	$4,781.00 (+3.91%) Homeowner's exemption	$338,013 (+3%)	$779,800 (+32.57%) Land $290,000 Building $489,800
2022	$4,601.00 Homeowner's exemption	$328,168	$588,200 Land $125,000 Building $463,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, Xfinity.

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