4848 Kiser Island Rd, Terrell, NC 28682 Property Records

Catawba County property record for 4848 Kiser Island Rd, Terrell, NC 28682

Property Summary

Property TypeCondominium
Details4 bd · 4.5 ba · 2,096 sqft · built 1982
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$960,000 (May 2026)
Tax Bill$3,220 (2025)
Deeds & MortgagesMay 2026 Sale
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4616-04-64-0557

Property Details

APN / Parcel Number

Primary APN4616-04-64-0557
Alternative APN
  • 0019632

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,096 sqft Living Area
1st Floor Area1,740 sqft
Upper Floors Area1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2017
Architectural StyleCondo/Apartment
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area1,742 sqft (0.04 acres)
TerrainRolling
PorchPorch
Porch Area42 sqft
Patio Area261 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4848 KISER ISLAND RD
CityTERRELL
StateNC
Zip28682-9772
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-30
Legal DescriptionLOT 5 PLAT 18-46
Legal SubdivisionISLAND PROPERTIES
Legal Lot Number5
JurisdictionCATAWBA NC
Township / Civil DivisionMOUNTAIN CREEK
Census Block Group2
Census Block2009
Census Tract11505

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19628 OVERLEAF LN, DAVIDSON, NC 28036-6031
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MERCHANTS NAT'L BK
May 30, 2018Deed of Trust, Mortgage
FARMERS & MERCHANTS NAT'L BK
Jul 27, 2017Warranty Deed, Transfer · Line of Credit
FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2026 · Amount on Record
Deed SaleMay 1, 2026 · Amount on Record
Prior SaleJan 23, 2012 · Amount on Record
Deed Document Number20268635
Deed Book / Page4017 / 1122
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateMay 1, 2026
Property Address4848 KISER ISLAND RD, TERRELL, NC 28682-9772
Document Number0000008635
Book / Page4017 / 1122
Instrument DateMay 1, 2026
Instrument2026.8635
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$193,920.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19628 OVERLEAF LN, DAVIDSON, NC 28036-6031

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4848 KISER ISLAND RD, TERRELL, NC 28682-9772
Document Number0035730649
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4848 KISER ISLAND RD #3 TERRELL NC 286829772, 3, TERRELL, NC 28682-9772

Mortgage

Document Number0035730649
DateMay 21, 2020
Book Page003573/000649
Instrument9530
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressSALISBURY, NC 28144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4848 KISER ISLAND RD, TERRELL, NC 28682-9772
Document Number0034560058
Instrument DateMay 30, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4848 KISER ISLAND RD #3 TERRELL NC 286829772, 3, TERRELL, NC 28682-9772

Mortgage

Document Number0034560058
DateJun 4, 2018
Book Page003456/000058
Instrument9169
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressSALISBURY, NC 28144
Agreement
AmountAmount Recorded
Term360 Months
DueJun 3, 2048
Interest
Rate TypeAdjustable Rate
Rate6%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateJul 27, 2017
Property Address4848 KISER ISLAND RD, TERRELL, NC 28682-9772
Document Number0034100114
Book / Page003410 / 000114
Instrument DateJul 26, 2017
Instrument12788
Transaction TypeTransfer
Record UpdatedNov 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,257.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4848 KISER ISLAND RD #3 TERRELL NC 286829772, 3, TERRELL, NC 28682-9772
InvestorPossibly a Property Investor

Mortgage

Document Number34100116
DateJul 27, 2017
Book Page003410/000116
Instrument12789
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressSALISBURY, NC 28144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$808,000 (-) Land $375,000 Building $433,000
2025$3,220.00 (-19.08%)$808,000 (+42.43%) Land $375,000 Building $433,000
2024$3,979.00 (+2.08%)
2023$3,898.00$567,300 Land $350,000 Building $217,300$808,000 Land $375,000 Building $433,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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