4835 Kiser Island Rd, Terrell, NC 28682 Property Records

Catawba County property record for 4835 Kiser Island Rd, Terrell, NC 28682

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,588 sqft · built 2021
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Company Names on File
Last Sale	$725,000 (Dec 2019)
Tax Bill	$10,511 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4616-04-54-5490`

Property Details

APN / Parcel Number

Primary APN	`4616-04-54-5490`
Alternative APN	`0019735`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,588 sqft Living Area
1st Floor Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	34,412 sqft (0.79 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4835 KISER ISLAND RD
City	TERRELL
State	NC
Zip	28682-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	4835 KISER ISLAND RD
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2012
Census Tract	11505

Owner

Source: Catawba County records · APN 4616-04-54-5490

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4835 KISER ISLAND RD, TERRELL, NC 28682-9772
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 06, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2019 · Amount on Record
Deed Sale	Dec 19, 2019 · Amount on Record
Prior Sale	Jul 06, 2018 · Amount on Record
Deed Document Number	201922858
Deed Book / Page	3545 / 973
Last Transfer Date	Aug 12, 2025
Transfer Doc	0039601626
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4835 KISER ISLAND RD, TERRELL, NC 28682-9772
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 KISER ISLAND RD, TERRELL, NC 28682-9772

Mortgage

Document Number	0038630749
Date	Apr 01, 2024
Book Page	3863/749
Instrument	5381

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Mar 18, 2049

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Dec 19, 2019
Property Address	4835 KISER ISLAND RD, TERRELL, NC 28682-9772
Document Number	0035450973
Book / Page	03545 / 0973
Instrument Date	Dec 18, 2019
Instrument	22858
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	SOUTHCITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2014 IVERSON LN, 2014, WAXHAW, NC 28173-6659

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22859
Date	Dec 19, 2019
Instrument	22859

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jan 01, 2023

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 06, 2018
Property Address	4835 KISER ISLAND RD, TERRELL, NC 28682-9772
Document Number	0034610608
Book / Page	03461 / 0608
Instrument Date	Jul 05, 2018
Instrument	11264
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4511 KING WILKINSON RD, 4511, DENVER, NC 28037-7752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 IVERSON LN, WAXHAW, NC 28173-6659

Mortgage

Document Number	11265
Date	Jul 06, 2018
Instrument	11265

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,637,600 (-) Land $860,300 Building $1,777,300
2025	$10,511.00 (-18.68%)	$2,637,600 (+199.93%) Land $860,300 Building $1,777,300
2024	$12,925.00 (+44.88%)
2023	$8,921.00	$879,400 Land $426,600 Building $452,800	$2,637,600 Land $860,300 Building $1,777,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), as of September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350115052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 26 locations within half a mile of this property.

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