4847 Rustic Palm Dr, Mulberry, FL 33860 Property Records

Polk County property record for 4847 Rustic Palm Dr, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,343 sqft · built 1995
Lot Size	0.283 acres (12,332 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2020)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-32-142244-000320`

Property Details

APN / Parcel Number

Primary APN	`23-29-32-142244-000320`
Alternative APNs	`322923142244000320` `22923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,343 sqft Living Area
Gross Area	1,637 sqft
1st Floor Area	1,343 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,332 sqft (0.283 acres)
Lot Dimensions	145 ft deep x 85 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	294 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	48 sqft
Patio Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4847 RUSTIC PALM DR
City	MULBERRY
State	FL
Zip	33860-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HAMMOCK ESTATES PHASE TWO PB 96 PG 50 LOT 32
Legal Range	23E
Legal Township	29S
Legal Section	32
Legal Subdivision	OAK HAMMOCK ESTATES PHASE 02
Legal Phase	2
Legal Tract	142244
Legal Block	1
Legal Lot Number	32
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1008
Census Tract	14903

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4847 RUSTIC PALM DR, MULBERRY, FL 33860-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Sep 4, 1996 · Amount on Record
Deed Document Number	2020269611
Deed Book / Page	11494 / 1472
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 14, 2020
Property Address	4847 RUSTIC PALM DR, MULBERRY, FL 33860-3224
Document Number	0114941472
Book / Page	011494 / 001472
Instrument Date	Dec 7, 2020
Instrument	269611
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 TINA LN PLANT CITY FL 335638539, PLANT CITY, FL 33563-8539

Mortgage

Document Number	114941474
Date	Dec 14, 2020
Book Page	011494/001474
Instrument	269612

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,590 (-0.3%) Land $27,745 Building $158,845	$186,590 (-0.3%) Land $27,745 Building $158,845
2025	$2,419.00 (-12.23%)	$187,150 (+0.25%) Land $27,745 Building $159,405	$187,150 (+0.25%) Land $27,745 Building $159,405
2023	$2,756.00 (+6.29%)	$186,681 (+4.6%) Land $20,963 Building $165,718	$186,681 (+4.6%) Land $20,963 Building $165,718
2022	$2,593.00	$178,479 Land $17,263 Building $161,216	$178,479 Land $17,263 Building $161,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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