Polk County property record for 4843 Rustic Palm Dr, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,217 sqft · built 1995 |
| Lot Size | 0.283 acres (12,332 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,900 (Apr 2004) |
| Tax Bill | $531 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-32-142244-000340 |
| Primary APN | 23-29-32-142244-000340 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| Gross Area | 1,457 sqft |
| 1st Floor Area | 1,217 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,332 sqft (0.283 acres) |
| Lot Dimensions | 145 ft deep x 85 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 56 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 4843 RUSTIC PALM DR |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK HAMMOCK ESTATES PHASE TWO PB 96 PG 50 LOT 34 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | OAK HAMMOCK ESTATES PHASE 02 |
| Legal Phase | 2 |
| Legal Tract | 142244 |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14903 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4843 RUSTIC PALM DR, MULBERRY, FL 33860-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2004 · Amount on File |
| Deed Sale | Apr 22, 2004 · Amount on File |
| Prior Sale | Jan 2, 2001 · Amount on File |
| Deed Document Number | 200478483 |
| Deed Book / Page | 5748 / 1364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4843 RUSTIC PALM DR, MULBERRY, FL 33860-3224 |
| Document Number | 0115510679 |
| Instrument Date | Jan 16, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4843 RUSTIC PALM DR MULBERRY FL 338603224, MULBERRY, FL 33860-3224 |
| Document Number | 0115510679 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 011551/000679 |
| Instrument | 19105 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,538 (+2.7%) | $156,923 (-4.02%) Land $27,745 Building $129,178 | |
| 2025 | $531.00 (-44.69%) Homeowner's exemption | $81,342 (+5.99%) | $163,489 (+0.83%) Land $27,745 Building $135,744 |
| 2023 | $960.00 (+5.38%) Homeowner's exemption | $76,748 (+3%) | $162,147 (+4.7%) Land $20,963 Building $141,184 |
| 2022 | $911.00 Homeowner's exemption | $74,513 | $154,875 Land $17,263 Building $137,612 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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