4846 State Rte 109, Leipsic, OH 45856 Property Records

Putnam County property record for 4846 State Rte 109, Leipsic, OH 45856

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,956 sqft
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2020)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-028100.0000`

Property Details

APN / Parcel Number

Primary APN	`19-028100.0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	1,956 sqft Living Area
1st Floor Area	1,284 sqft
Upper Floors Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	58,370 sqft (1.34 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	4846 STATE ROUTE 109
City	LEIPSIC
State	OH
Zip	45856-9491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2N 7E 22 SMDPT SW SE
Legal Range	7E
Legal Township	2N
Legal Section	22
Jurisdiction	PUTNAM OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4023
Census Tract	30100

Owner

4846 State Rte 109 is owned and occupied by two individuals who bought it in April 2020.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4846 STATE ROUTE 109, LEIPSIC, OH 45856-9491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Apr 29, 2020	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Deed Document Number	20201779
Deed Book / Page	719 / 2159
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	4846 STATE ROUTE 109, LEIPSIC, OH 45856-9491
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00751/2431
Date	Nov 21, 2022
Book Page	751/2431
Instrument	202200005042

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 29, 2020
Property Address	4846 STATE ROUTE 109, LEIPSIC, OH 45856-9491
Document Number	00719/2159
Book / Page	719 / 2159
Instrument Date	Apr 29, 2019
Instrument	202000001779
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4846 STATE ROUTE 109, LEIPSIC, OH 45856-9491

Mortgage

Document Number	202000001780
Date	Apr 29, 2020
Instrument	202000001780

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4846 State Rte 109 was $1,495 with a homeowner's exemption, up 0.9% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Liberty Township
Unified School District	Miller City-New Cleveland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (+0.95%) Homeowner's exemption	$49,610 (-) Land $4,900 Building $44,710	$141,740 Land $14,000 Building $127,740
2024	$1,481.00 (+4.89%) Homeowner's exemption	$49,610 (+25.63%) Land $4,900 Building $44,710
2023	$1,412.00 (+5.69%) Homeowner's exemption Additional exemption filed	$39,490 (-) Land $3,800 Building $35,690	$141,740 Land $14,000 Building $127,740
2022	$1,336.00 Homeowner's exemption	$39,490 Land $3,800 Building $35,690
2020			$112,830 Land $10,860 Building $101,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4846 State Rte 109 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4846 State Rte 109 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
bright.net Fixed Wireless	25 / 5

May also be available: AT&T, HDER Link.

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