4595 State Rte 109, Leipsic, OH 45856 Property Records

Putnam County property record for 4595 State Rte 109, Leipsic, OH 45856

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,378 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,830 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-028120.0200`

Property Details

APN / Parcel Number

Primary APN	`19-028120.0200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,378 sqft Living Area
1st Floor Area	1,669 sqft
Upper Floors Area	709 sqft
Attic	Attic
Attic Area	322 sqft
Basement Area	1,669 sqft
Unfinished Basement	1,669 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Shed	1 Shed
Shed Area	48 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	4595 STATE ROUTE 109
City	LEIPSIC
State	OH
Zip	45856-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2N 7E 23 NPT SWCOR SW SW
Legal Range	7E
Legal Township	2N
Legal Section	23
Jurisdiction	PUTNAM OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4049
Census Tract	30100

Owner

4595 State Rte 109 is owned and occupied by two individuals.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4595 STATE ROUTE 109, LEIPSIC, OH 45856-8918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 7, 2017	Deed of Trust, Mortgage · Line of Credit AG CREDIT AGRICULTURAL CREDIT ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	4595 STATE ROUTE 109, LEIPSIC, OH 45856-8918
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4595 STATE ROUTE 109, LEIPSIC, OH 45856-8918

Mortgage

Document Number	000751/773
Date	Oct 27, 2022
Book Page	751/773
Instrument	202200004719

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	4595 STATE ROUTE 109, LEIPSIC, OH 45856-8918
Transaction Type	Mortgage
Record Updated	Aug 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700003264
Date	Aug 7, 2017
Book Page	691/0922
Instrument	201700003264

Lender

Name	AG CREDIT AGRICULTURAL CREDIT ASSN
Type	Lending Institution
Address	NEW HAVEN, OH 44850

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4595 State Rte 109 was $3,830 with a homeowner's exemption, up 3% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Liberty Township
Unified School District	Miller City-New Cleveland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,830.00 (+2.98%) Homeowner's exemption	$127,950 (-) Land $6,270 Building $121,680	$366,070 Land $17,900 Building $348,170
2024	$3,719.00 (+2.48%) Homeowner's exemption	$127,950 (+26.31%) Land $6,270 Building $121,680
2023	$3,629.00 (+6.39%) Homeowner's exemption Additional exemption filed	$101,300 (-) Land $4,700 Building $96,600	$365,570 Land $17,910 Building $347,660
2022	$3,411.00 Homeowner's exemption	$101,300 Land $4,700 Building $96,600
2020			$289,430 Land $13,430 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4595 State Rte 109 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4595 State Rte 109 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
bright.net Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: HDER Link.

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