4846 Cedar Rd, Delta, CO 81416 Property Records

Montrose County property record for 4846 Cedar Rd, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,454 sqft · built 2004
Lot Size	93.5 acres (4,074,167 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Oct 2002)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	May 2023 Transfer Aug 2021 Line of Credit + 2 more
Flood Zone	Zone D (undetermined)
APN	`3725-043-00-030`

Property Details

APN / Parcel Number

Primary APN	`3725-043-00-030`
Alternative APN	`R0013105`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,454 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Spanish
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Urethane Foam
Lot Area	4,074,167 sqft (93.5 acres)
Shed	1 Shed
Shed Area	804 sqft
Utility Building	220 sqft

Utilities, Heating & Cooling

Heating Fuel	Geothermal

Location & Zoning

Account Number	R0013105
Street Address	4846 CEDAR RD
City	DELTA
State	CO
Zip	81416-9560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 4 T: 50 R: 11 A PARCEL OF LAND DESC BY M/B RECPT #693335 AS TRT 1 ALSO 5.085AC BOUNDARY LINE AGREEMENT PLAT 781552 ('07)
Legal Range	11
Legal Township	50
Legal Section	04
Legal Tract	2
Legal Lot Number	1
Jurisdiction	MONTROSE CO
Township / Civil Division	OLATHE
Census Block Group	2
Census Block	2023
Census Tract	966201

Owner

Source: Montrose County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4846 CEDAR RD, DELTA, CO 81416-9560
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Intrafamily Transfer, Transfer
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit GRAND VALLEY BANK
Apr 18, 2019	Deed of Trust, Mortgage · Line of Credit GRAND VALLEY BANK
Jul 13, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2002 · Amount on Record
Deed Sale	Oct 1, 2002 · Amount on Record
Prior Sale	Jun 2, 1993 · Amount on Record
Last Transfer Date	May 23, 2023
Transfer Doc	0000962225
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	May 25, 2023
Property Address	4846 CEDAR RD, DELTA, CO 81416-9560
Document Number	0000962225
Map Reference	DOC 781552
Instrument Date	May 23, 2023
Instrument	962225
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4846 CEDAR RD, DELTA, CO 81416-9560

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	4846 CEDAR RD, DELTA, CO 81416-9560
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4846 CEDAR RD, DELTA, CO 81416-9560

Mortgage

Document Number	0000940286
Date	Aug 26, 2021
Instrument	940286

Lender

Name	GRAND VALLEY BANK
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 16, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	4846 CEDAR RD, DELTA, CO 81416-9560
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000908178
Date	Apr 18, 2019
Instrument	908178

Lender

Name	GRAND VALLEY BANK
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2020

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Jul 13, 2020
Property Address	4846 CEDAR RD, DELTA, CO 81416-9560
Document Number	0000922778
Instrument Date	Jul 1, 2020
Instrument	922778
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4846 CEDAR RD, DELTA, CO 81416-9560

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,173.00 (+10.27%)	$87,600 (+18.35%)	$1,037,480 (+16.12%) Land $66,720 Building $970,760
2024	$4,691.00 (+3.69%)	$74,020 (-7.36%) Land $17,220 Building $56,800
2023	$4,524.00	$79,900 Land $17,220 Building $62,680	$893,430 Land $65,230 Building $828,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000

Cell Coverage

5G and 4G LTE (outdoors only)

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