4805 Cedar Rd, Delta, CO 81416 Property Records

Montrose County property record for 4805 Cedar Rd, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 472 sqft · built 1981
Lot Size	18.5 acres (807,602 sqft)
Owner	Individual Name on Record
Last Sale	$424,000 (Aug 2020)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`3725-044-00-025`

Property Details

APN / Parcel Number

Primary APN	`3725-044-00-025`
Alternative APN	`R0006395`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	472 sqft Heated Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	807,602 sqft (18.5 acres)
Lean-To	728 sqft
Utility Building	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0006395
Street Address	4805 CEDAR RD
City	DELTA
State	CO
Zip	81416-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: A E THOMAS MINOR SUBD LOT: 1 S: 4 T: 50 R: 11
Legal Range	11
Legal Township	50
Legal Section	04
Legal Subdivision	A E THOMAS MINOR
Jurisdiction	MONTROSE CO
Township / Civil Division	OLATHE
Census Block Group	2
Census Block	2058
Census Tract	966201

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4805 CEDAR RD, DELTA, CO 81416-9555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Jun 9, 2000 · Amount on Record
Deed Document Number	2020924342
Record Updated	Jun 8, 2026

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 24, 2020
Property Address	4805 CEDAR RD, DELTA, CO 81416-9555
Document Number	924342
Map Reference	MB 12 PG 1328
Instrument Date	Aug 21, 2020
Instrument	924342
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$42.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4805 CEDAR RD, 4805, DELTA, CO 81416-9555

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4805 CEDAR RD, DELTA, CO 81416-9555

Mortgage

Document Number	924343
Date	Aug 24, 2020
Instrument	924343

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+28.23%)	$33,280 (+39.83%)	$414,350 (+40.64%) Land $3,110 Building $411,240
2024	$1,658.00 (+3.69%)	$23,800 (-15.93%) Land $820 Building $22,980
2023	$1,599.00	$28,310 Land $820 Building $27,490	$294,610 Land $3,120 Building $291,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cedar Rd

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