4845 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4845 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	Company Name on Record
Last Sale	$1,315,000 (Sep 2023)
Tax Bill	$8,236 (2024)
Deeds & Mortgages	Sep 2023 Sale Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4845`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4845`
Alternative APN	`1077533`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077533
Street Address	4845 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7849
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UT 4845 WESTWINDS AT SANDESTIN CONDO OR 1815-300 OR 2377-613 OR 2566-1063 OR 2813-3542 OR 3121-4337
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4845
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7909 BOWMAN RD, LODI, WI 53555-9684
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW LLC
Oct 23, 2019	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	0033022383
Deed Book / Page	3302 / 2383
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 19, 2023
Property Address	4845 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7849
Document Number	0033022383
Book / Page	3302 / 2383
Map Reference	MB 1778 PG 67-195
Instrument Date	Sep 19, 2023
Instrument	20230033872
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$9,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 ISLAND GREEN LN W # WN, WN, MIRAMAR BEACH, FL 32550-4555

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7909 BOWMAN RD, LODI, WI 53555-9684

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 23, 2019
Property Address	4845 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7849
Document Number	0031214337
Book / Page	003121 / 004337
Instrument Date	Oct 22, 2019
Instrument	36995
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$4,672.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 825 MATTOON IL 619380825, MATTOON, IL 61938-0825

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$947,373 (+8.69%) Building $947,373	$947,373 (+8.69%) Building $947,373
2024	$8,236.00 (+8.78%)
2023	$7,571.00 (+30.04%) Homeowner's exemption	$871,631 (+25%) Building $871,631	$871,631 (+25%) Building $871,631
2022	$5,822.00	$697,305 Building $697,305	$697,305 Building $697,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Westwinds Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures